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Start Your Secured Loan Enquiry

It Only Takes 2 minutes & Will Not Affect Your Credit Rating In Anyway

  • Average rating of 4.87 out of 5!
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  • All our advisers are CeMap qualified

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Unlocking the best loans just for you.

Loans from £1,000 to £250,000

Secured loans, or Homeowner loans, let you borrow more money at a lower interest rate because they are secured against your home.

They can also help you release any equity that has built up because of rising house prices. Affordability is key so budget carefully and only borrow what you can afford.

We can offer anything between £10,000 and £250,000, but the amount you can borrow will depend on your personal income, credit score, existing debts and your property value.

For a no-obligation quote, just complete our quick quotation form and we’ll do the rest.

Monitor your application 24/7

Once your application is underway, you can download an app to your phone to monitor every step of the journey

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We're friendly, impartial & experienced.

Let us do the hard work for you, and enjoy peace of mind when you need it most.

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Our Latest Reviews

Trustpilot

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

9.1% APRC Representative

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly installments of £227.38 followed by 60 installments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC.

* Service provided by Fluent Money - Fluent Money are a Master Broker and not a Lender, 98% of people who rated them, gave them a rating of 4 stars out of 5 or better. Their rating is from 2,270 reviews as of the 1st April 2016

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

SoSmart Money is a trading style of SoSmart Financial Services limited, a company registered in England and Wales, company registered number 10175270 and registered office address Poplar House, Park West, Sealand Road, Chester, Cheshire, CH1 4RN. Telephone number: 01244 950 301. SoSmart Financial Services Limited is authorised and regulated by The Financial Conduct Authority, registered number 760199.

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