*Mortgage details are published for illustrative purposes only and will not be available to everyone. Availability and suitability of the product will depend on your personal circumstances. This example should not be taken as advice or recommendation or promotion.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE​

Representive example: Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.99%, costing £792.07 p/m) for 180 months. Total amount payable £228,901: Interest (£67,647); Application fee (£899); Valuation fee (£240); Funds transfer fee (£35); Mortgage discharge fee (£80); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/04/2018.

*Example rate shown is a Santander 5 year 1.79% fixed rate mortgage, loan to value of 60%, initial rate to the 31st December 2022 and then on Santander's current variable rate of 4.49% (variable), the overall cost for comparison is 3.1% and a booking fee of £999 applies. Early repayment charges may apply. This example should not be taken as advice or recommendation or promotion. Actual mortgage quotes are based on individual circumstances.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

SoSmart Money is a trading style of SoSmart Financial Services limited, a company registered in England and Wales, company registered number 10175270 and registered office address Poplar House, Park West, Sealand Road, Chester, Cheshire, CH1 4RN. Telephone number: 01244 950 301. SoSmart Financial Services Limited is authorised and regulated by The Financial Conduct Authority, registered number 760199.

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