Loans Guide

For easy to understand guidance on the different types of loan and other issues, have a look at our product guides

Adverse Credit Loans

An adverse credit loan is a loan designed for those who have a poor credit history. You could be considered as having a poor credit history

View more

Bad Credit Loans

A bad credit loan, or adverse credit loan, is a loan designed for those who are having difficulty getting credit elsewhere

View more

Bridging Loans

If you have found the home of your dreams, but you are having trouble selling your current property

View more

Car Loans

A car loan is a specific type of loan that enables you to purchase the car you want, or the car you need

View more

Holiday Loans

A holiday loan does exactly what it says on the tin - it is a loan that enables you to finance a holiday to wherever you wish to go

View more

Home Improvement Loans

If you are a homeowner, it is highly likely that at some point, you will want to change or improve some aspect of your home

View more

Homeowner Loans

A secured homeowner loan is a type of lending that uses your home as security - so the lender has a guarantee

View more

Payday Loans

A payday loan can be a sum of money less than your next payslip that can be applied for at short notice

View more

Personal Loans

A personal loan is essentially an unsecured loan. The money can be used for any purpose

View more

Secured Loans

A secured homeowner loan is a type of lending that uses your home as security - so the lender has a guarantee

View more

Student Loan

Education can be an expensive business, so student loans are the way may people choose to fund their education

View more

Unsecured Loans

An unsecured personal loan allows customers to borrow up to £25,000 without giving the lender the security of your home against the loan

View more

Wedding Loans

As we all know, organising a wedding is an expensive business! It may have once been traditional for the father of the bride

View more

Loan Jargon Explained

Picking the right loan can be a tricky minefield to navigate, but when you throw in all the financial jargon

View more

Frequently Asked Questions on Personal Loans

Each lender will have their own criteria of whom they would like to lend to, but generally applicants must be over the age 18

View more

Speak to an adviser

Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable leader and product for your needs.

01244 950 304

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."

awards

Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

FAQs
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter