Cash ISA or Stocks and Shares ISA?

What is the difference between a cash ISA and a Stocks and Shares ISA?

Cash ISAs are similar to a standard savings account, except for the fact you aren't paying any tax on the interest that you earn.

With stocks and shares ISAs there is the potential of reaping greater rewards as your money is put into a wide range of investments.  However, with any form of stock investment you are at risk of the market going down as well as up, so you could also lose money as well as gaining.

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