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For easy to understand guidance on the different types of credit card and other issues, have a look at our product guides
Some lenders offer credit cards with a 0% balance transfer fee and an interest-free introductory period
A 0% purchases offer allows for interest-free purchasing for a set period which is often up to 12 months
A cashback card will literally pay you for spending money. It sounds great doesn't it? Well, essentially, it is.
Getting a card from your bank is the easiest option and it is tempting to just go for it
If you are deemed by credit card issuers as a bad risk and are struggling to get a credit card then your credit rating
If you have a debt on a credit card you can often save money by shopping around for a card with a lower interest rate
It was touched on in the previous section that you are responsible for your own spending, and furthermore
It is not too tricky to apply for a credit card. However, it is definitely worth being patient, making sure that the offer
If you are not interested in the hassle of chasing offers and constantly switching to ensure that you are benefiting from the very best deal
A prepaid credit card is similar in principle to a pay-as-you go phone. It allows you to load your card with cash
A card with this type of scheme is attractive for the same reasons as a cashback card, spending money equals rewards
Student credit cards are offered because standard credit cards are only available to those with a stable income
Credit cards that are offered by supermarkets such as Asda, Tesco, Marks and Spencer and Sainsbury's
It is mentioned in the first two sub sections of this guide that credit cards are a tool of convenience and no apologies
If, for whatever reason, you frequently use your credit card overseas then a badly chosen card could lead to you constantly shelling out
The first credit card in the UK was launched in 1966 by Barclaycard. Initially credit cards worked the same way as charge cards
Information on your credit report is used by lenders to determine whether or not they would like to grant you credit
Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable leader and product for your needs.
So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.
Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.
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