Life Insurance Guide

Read our guides on Life Insurance,  helping you locate the right policy

Critical Illness Cover vs Life Insurance

Critical illness cover first appeared as an add-on to your existing life insurance policy, however nowadays is typically offered as a standalone policy.

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Cutting the cost of your life insurance

If you don’t have too much money to spend, the easiest option could be to skip the life insurance policy altogether.

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Diabetes and Life Insurance

For a person of normal or average health, obtaining life insurance is a pretty straightforward process.

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How much life insurance do I need?

Deciding whether you need a life insurance policy in the first place can be a difficult enough decision but how do you decide how much to cover yourself for? How much is enough?

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I’m Retired…Do I Still Need Life Insurance?

You may have previously had a life insurance policy while you were working and still paying off that mortgage

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Life insurance guide

To put it bluntly, you never know what is around the corner, and you can't afford to ignore the possibility of a premature

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The Financial Cost of Prostate Cancer

With around 1 in 8 men in the UK likely to be diagnosed with prostate cancer at some point in their lives

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The Impact of Smoking on Life Insurance

We all know that smoking is bad for your health, but did you know that it can be an expensive habit in more ways than one.

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Trust Life Insurance

Some people might not realise but the money that you leave to your beneficiaries from a life insurance policy could be subject to inheritance tax

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What are the different types of Life Insurance?

None of us know what’s around the corner – yet there are ways you can prepare for the future.

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Who Can Benefit from My Life Insurance

You can choose pretty much anyone to be the beneficiary of your life insurance; spouse, civil partner, child, friend

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Who needs life insurance?

If a member of your family is likely to suffer financial difficulties following your death, then it’s likely that you’ll need to take out a life insurance policy.

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What should you disclose to your insurer?

Insurance is there to protect you when things go wrong so you’ll want to make sure that if you ever needed to claim your insurance policy remains valid

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Why It's Important To Review Your Life Insurance

When it comes to reviewing your household insurance policies, such as car or home insurance you probably do it at least once a year

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Speak to an adviser

Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable leader and product for your needs.

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How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

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