Life Insurance Guide

Critical illness cover first appeared as an add-on to your existing life insurance policy, however nowadays is typically offered as a standalone policy.

If you don’t have too much money to spend, the easiest option could be to skip the life insurance policy altogether.

For a person of normal or average health, obtaining life insurance is a pretty straightforward process.

Deciding whether you need a life insurance policy in the first place can be a difficult enough decision but how do you decide how much to cover yourself for? How much is enough?

You may have previously had a life insurance policy while you were working and still paying off that mortgage

To put it bluntly, you never know what is around the corner, and you can't afford to ignore the possibility of a premature

With around 1 in 8 men in the UK likely to be diagnosed with prostate cancer at some point in their lives

We all know that smoking is bad for your health, but did you know that it can be an expensive habit in more ways than one.

Some people might not realise but the money that you leave to your beneficiaries from a life insurance policy could be subject to inheritance tax

None of us know what’s around the corner – yet there are ways you can prepare for the future.

You can choose pretty much anyone to be the beneficiary of your life insurance; spouse, civil partner, child, friend

If a member of your family is likely to suffer financial difficulties following your death, then it’s likely that you’ll need to take out a life insurance policy.

Insurance is there to protect you when things go wrong so you’ll want to make sure that if you ever needed to claim your insurance policy remains valid

When it comes to reviewing your household insurance policies, such as car or home insurance you probably do it at least once a year