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Since you first got your mortgage, have you checked to see if you’re getting the best deal? Your mortgage may no longer be as competitive as it was, but you could get a better deal if you switch.
Review your deal
When your initial fixed or discounted rate deal on your mortgage runs out, your lender will usually put you on its standard variable rate (SVR). This is typically a few percentage points higher than the Bank of England’s base rate, but it can also change whenever your lender decides to do so. Lenders’ SVRs are rarely the most competitive deals, so you may be able to find a more attractive offer by shopping around.
Complete the quick & simple form to find out if you can reduce your monthly mortgage amount.
Are you looking to raise funds or consolidate debts? Maybe a secured loan would be a better option.
Secured loans are secured on your home and can be used for a variety of things – like improving your property, or consolidating debt.
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