Instant Access Savings Account

Instant access to your money without the waiting period.  Compare a range of accounts to find the best rates.

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

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Find the right savings account for you

  • Get instant access to your savings
  • Protect your savings
  • Save for the future

What is an Instant Access Savings Account?

An instant access account will let you manage your money, as and when you need it.  Some savings accounts won't let you gain access to your savings without giving sufficient notice, but with instant access you can withdraw it quickly and simply.   

Compare Instant Access Savings Accounts

Interest rates on instant access accounts may not be as favourable as savings accounts where your money is fixed in however you can still earn interest on your savings.  Use the tables above to compare the best rates on instant access savings accounts.

Compare rates

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  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
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