So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.
Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.
"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"
"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."
"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."
"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."
Winner of AI Finance awards 2015 for: Best personal finance comparison site & Best online price comparison platform
A fixed rate bond will pay you a set amount of interest, over a certain period of time. Your money will be locked away to avoid the temptation of making a withdrawal - if you do wish to withdraw money from the account early you may face a penalty.
Because your provider knows that it has your money locked in for a set duration, they can afford to pay you a higher rate of interest, than that on an instant access account.
However you will need to be prepared to lock your money away for up to 5 years to gain the best interest rates.If you do wish to make a withdrawal from your fixed rate bond, then you will usually be required to give notice, and you may be penalised for doing so.
Compare Fixed Rate Bonds
Before you agree to tie your money in for a lengthy period, you should make sure you check all the relevant terms and conditions before proceeding.