01244 950 304

Fixed Rate Bonds

Earn interest on your savings over a number of years, with a fixed rate bond account.

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
BNC.gif LEE.gif ovo_energy.jpg rsa.jpg BLH.gif fundingcircle.gif americanexpress.jpg
TBS.gif ULS.gif rsa.jpg tesco.jpg BBS.gif BPR.gif BLF.gif scottish_building_society.jpg virgin.gif fundingcircle.gif securetrust.gif scottish_power.jpg BNT.gif ovo_energy.jpg TIP.gif fluid.jpg sky.jpg CLY.gif BBV.gif TCO.gif ipswich_building_society.jpg carloans4u.jpg eon.gif BAA.gif aegon.gif npower.gif sse.jpg sainsburys.gif BSA.gif SBS.gif barclaycard.gif RBS.gif clydesdale_bank.jpg FID.gif NBS.gif ACC.gif BFU.gif the_mansfield_building_society.jpg CAN.gif WBB.gif ageas.jpg BHI.gif BME.gif vanquis.jpg plusnet.jpg americanexpress.jpg BNC.gif BCH.gif m&s.gif FAM.gif axa.jpg aqua.jpg LEE.gif HEC.gif saga.jpg market_harborough_building_society.jpg uk-general.jpg MET.gif bt.jpg CTS.gif o2.jpg BLH.gif CNW.gif VBS.gif CTE.gif healthonline.jpg BNW.gif BOI.gif chorley_building_society.jpg NAP.gif POS.gif fidelity.gif zopa.jpg BDA.gif CAM.gif BNR.gif capitalone.gif BMO.gif lv.gif bath_building_society.jpg BHX.gif progressive_building_society.jpg HSB.gif TSB.gif YBS.gif BWO.gif amigo.gif

Find the right savings account for you

  • Get instant access to your savings
  • Protect your savings
  • Save for the future

What is a Fixed Rate Bond?

A fixed rate bond will pay you a set amount of interest, over a certain period of time.  Your money will be locked away to avoid the temptation of making a withdrawal - if you do wish to withdraw money from the account early you may face a penalty.

Because your provider knows that it has your money locked in for a set duration, they can afford to pay you a higher rate of interest, than that on an instant access account. 

However you will need to be prepared to lock your money away for up to 5 years to gain the best interest rates.If you do wish to make a withdrawal from your fixed rate bond, then you will usually be required to give notice, and you may be penalised for doing so.

Compare Fixed Rate Bonds

Before you agree to tie your money in for a lengthy period, you should make sure you check all the relevant terms and conditions before proceeding.

Compare rates

How it works

step 1 step 2 step 3
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter