Find the best personal loan rates online

Compare personal loans online. View the best rates on unsecured loans and apply online today.

Get a Quote Today

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
ULS.gif BNR.gif BBV.gif npower.gif sse.jpg BWO.gif BHX.gif
saga.jpg ovo_energy.jpg BMO.gif BAA.gif YBS.gif POS.gif bath_building_society.jpg ageas.jpg axa.jpg market_harborough_building_society.jpg scottish_building_society.jpg chorley_building_society.jpg BOI.gif amigo.gif progressive_building_society.jpg BWO.gif TSB.gif ipswich_building_society.jpg ACC.gif eon.gif LEE.gif BBV.gif FAM.gif BDA.gif tesco.jpg fluid.jpg BHI.gif HSB.gif BCH.gif clydesdale_bank.jpg SBS.gif BLH.gif BPR.gif BHX.gif BLF.gif CAN.gif capitalone.gif fundingcircle.gif BBS.gif MET.gif rsa.jpg sky.jpg TCO.gif HEC.gif NAP.gif BNT.gif fidelity.gif ULS.gif uk-general.jpg VBS.gif m&s.gif lv.gif TBS.gif CAM.gif npower.gif healthonline.jpg sse.jpg virgin.gif BFU.gif scottish_power.jpg BME.gif BNC.gif plusnet.jpg americanexpress.jpg CTE.gif the_mansfield_building_society.jpg o2.jpg aegon.gif CTS.gif RBS.gif BNR.gif FID.gif sainsburys.gif zopa.jpg bt.jpg BSA.gif TIP.gif vanquis.jpg CNW.gif aqua.jpg BNW.gif securetrust.gif carloans4u.jpg WBB.gif NBS.gif CLY.gif barclaycard.gif

Borrow from £500 to £25,000

  • Compare loan rates online
  • Lenders you can trust
  • Compare Car Finance

Personal Loan

Looking to borrow from £500 to £25,000?  Then you may want to consider a personal loan.

What is a personal loan?

A personal loan is a type of unsecured loan, used to borrow money without offering additional security to the lender.

This will involve risk for the lender, so they may be willing to lend to you only if you have a good credit history.

However it is important to make sure you are able to keep up the repayments as the lender is still able to take steps to recover the money, and missed payments on a personal loan could affect your credit history in the future.

We've teamed up with to compare a wide range of loans: whether it is to finance a new car, for a holiday or to complete a home improvement project. We understand that choosing from a wide range of low-rate loans from various companies can quickly become overwhelming, but using their comparison table means you can find the loan to suit your lifestyle with ease, speed and confidence.

Get a Quote Today

  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter