Find the best personal loan rates online

Compare personal loans online. View the best rates on unsecured loans and apply online today.

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How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

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"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


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Borrow from £500 to £25,000

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Personal Loan

Looking to borrow from £500 to £25,000?  Then you may want to consider a personal loan.

What is a personal loan?

A personal loan is a type of unsecured loan, used to borrow money without offering additional security to the lender.

This will involve risk for the lender, so they may be willing to lend to you only if you have a good credit history.

However it is important to make sure you are able to keep up the repayments as the lender is still able to take steps to recover the money, and missed payments on a personal loan could affect your credit history in the future.

We've teamed up with to compare a wide range of loans: whether it is to finance a new car, for a holiday or to complete a home improvement project. We understand that choosing from a wide range of low-rate loans from various companies can quickly become overwhelming, but using their comparison table means you can find the loan to suit your lifestyle with ease, speed and confidence.

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