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Guarantor Loan
Guarantor loans are an alternative form of borrowing for those who may not be able to get another form of credit.
What is a guarantor loan?
A guarantor loan is a type of unsecured loan, which means that none of your own assets are used as security against the loan. However in order to protect the lender from any missed payments then the loan is backed by a third party who guarantees to repay the loan, if you are unable to do so.
Guarantor loans are suitable for borrowers with a poor credit score, or have a history of bad credit. By taking out a guarantor loan, and making sure that all the payments are made on time, could help to rebuild your credit score as you are demonstrating to the lender that you are a responsible borrower.
We've teamed up with Lovemoney.com to compare a wide range of loans: whether it is to finance a new car, for a holiday or to complete a home improvement project. We understand that choosing from a wide range of low-rate loans from various companies can quickly become overwhelming, but using their comparison table means you can find the loan to suit your lifestyle with ease, speed and confidence.
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We partner with other companies to make sure we can offer you a huge selection for comparison. We offer a range of solutions, including comparison tables, quotes and access to a network of specialist independent financial advisors.
Companies we partner with to provide these tools include: Love Money, Seopa, Mortgage27.
We can put you in touch with teams of specialists depending on which type of product you need help with, who are ready and waiting to answer your questions. SoSmart Money only work with representatives of FCA regulated firms.
Use the links at the top of the page to find the product you would like to talk to somebody about and use the telephone number on that page to enquire.
The tools offered by SoSmart Money cover a very wide range of financial products, including specialist products for people in all types of circumstances, from poor credit to previous criminal convictions. Your precise circumstances may affect your eligibility for certain products, but we can help you to find the right deal for you.
At SoSmart Money, our aim is to help our customers save money on their household bills and regular outgoings.
We do this by providing a completely free comparison and quote service - allowing customers to compare a wide range of personal finance products in the one place, and find the one that is most suited to their circumstances.
We work with a range of providers from across different aspects of the personal finance market, and use only tried and trusted brands in order to bring the best customer service experience to our customer base.
We will never charge our customers to use our comparison service. If a customer applies for or purchases a product by the way of referral from SoSmart Money, then we earn a commission from this, so our revenue comes directly from the product providers themselves.
This doesn't mean that the cost of our products will be more expensive than going direct to the provider - you can still find the most competitive rates here at SoSmart Money, with the added benefit of being able to compare them all in the one place.