01244 950 304

Find a loan even if you have bad credit

Find guarantor loans available for borrowers with bad credit.  Compare lenders online and apply today.

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."

awards

Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
carloans4u.jpg bath_building_society.jpg axa.jpg CNW.gif CAN.gif aegon.gif amigo.gif
SBS.gif virgin.gif aqua.jpg clydesdale_bank.jpg scottish_building_society.jpg NBS.gif healthonline.jpg barclaycard.gif WBB.gif TBS.gif NAP.gif ageas.jpg fundingcircle.gif BPR.gif securetrust.gif saga.jpg market_harborough_building_society.jpg bath_building_society.jpg TCO.gif BHI.gif npower.gif CAM.gif plusnet.jpg BHX.gif lv.gif CTE.gif o2.jpg FAM.gif vanquis.jpg sky.jpg axa.jpg TSB.gif amigo.gif eon.gif RBS.gif uk-general.jpg bt.jpg fluid.jpg LEE.gif sse.jpg VBS.gif POS.gif BNC.gif MET.gif the_mansfield_building_society.jpg BWO.gif ULS.gif BAA.gif chorley_building_society.jpg BNW.gif BFU.gif ACC.gif BOI.gif BDA.gif BME.gif BBV.gif zopa.jpg CTS.gif progressive_building_society.jpg CAN.gif FID.gif TIP.gif sainsburys.gif BNR.gif HEC.gif BLH.gif ovo_energy.jpg BLF.gif scottish_power.jpg aegon.gif CLY.gif YOR.gif CNW.gif ipswich_building_society.jpg m&s.gif fidelity.gif BSA.gif carloans4u.jpg BCH.gif capitalone.gif BMO.gif tesco.jpg BBS.gif BNT.gif rsa.jpg HSB.gif americanexpress.jpg YBS.gif

Borrow from £500 to £25,000

  • Compare loan rates online
  • Lenders you can trust
  • Compare Car Finance

Bad Credit Loans

If you've got a history of bad credit then you may be finding it difficult to get accepted for any form of standard borrowing.

There are options available for those with bad credit.  You are seen as a higher risk to the lender, but there are providers for bad credit loans who are more likely to approve your application.

With bad credit loans or other forms of credit, you will need to meet certain terms and conditions and you should expect to pay a higher interest rate than you would with a standard loan. 

To find out more about bad credit loans, it may be worth speaking to a loan adviser.  To compare a range of lenders, click through to our simple loan calculator above.

We've teamed up with Lovemoney.com to compare a wide range of loans: whether it is to finance a new car, for a holiday or to complete a home improvement project. We understand that choosing from a wide range of low-rate loans from various companies can quickly become overwhelming, but using their comparison table means you can find the loan to suit your lifestyle with ease, speed and confidence.

Get a Quote Today

How it works

step 1 step 2 step 3
FAQs
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • What lenders do you compare?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter