01244 950 304

Compare Junior ISA Rates

Saving with a Junior ISA could give your child a head start with their finances.

Compare ISA Accounts

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
BNT.gif VBS.gif BBV.gif CTE.gif CNW.gif CTS.gif SBS.gif
sse.jpg o2.jpg bath_building_society.jpg rsa.jpg BME.gif plusnet.jpg chorley_building_society.jpg tesco.jpg NBS.gif eon.gif CTE.gif BLF.gif BNW.gif americanexpress.jpg clydesdale_bank.jpg BBV.gif fluid.jpg vanquis.jpg BFU.gif ageas.jpg carloans4u.jpg progressive_building_society.jpg TSB.gif sky.jpg VBS.gif HSB.gif SBS.gif sainsburys.gif amigo.gif fidelity.gif BMO.gif RBS.gif lv.gif BNR.gif FAM.gif scottish_building_society.jpg BNT.gif BBS.gif BLH.gif aegon.gif BDA.gif WBB.gif aqua.jpg scottish_power.jpg BCH.gif ACC.gif bt.jpg BOI.gif LEE.gif healthonline.jpg BNC.gif CNW.gif market_harborough_building_society.jpg HEC.gif MET.gif securetrust.gif fundingcircle.gif TIP.gif saga.jpg uk-general.jpg TBS.gif BHI.gif BHX.gif BPR.gif axa.jpg BSA.gif BWO.gif CTS.gif YBS.gif CAN.gif CLY.gif virgin.gif ovo_energy.jpg npower.gif BAA.gif FID.gif zopa.jpg m&s.gif capitalone.gif ipswich_building_society.jpg POS.gif NAP.gif the_mansfield_building_society.jpg barclaycard.gif TCO.gif ULS.gif CAM.gif

Junior ISA

Compare 2015 - 2016 ISA rates

  • Find out the 2015-16 ISA allowance
  • Earn tax-free interest on your savings
  • Find different ways to invest

A Junior ISA is a long term, tax-free savings account designed for children. If your child is under the age of 18, lives in the UK and didn't previously have access to a child trust fund, then they can have access to a Junior ISA.

As a parent or guardian, you have responsibility of setting up the Junior ISA account, however anyone can pay into the account if they so wish - the annual tax-free allowance for Junior ISAs in 2015-16 is £4,080.

Once the child reaches the age of 16, the responsibility for the account is passed onto them, however they will not be able to withdraw any funds from the ISA until they turn 18.

A Junior ISA account is ideal for parents who wish to save up for their child's future, without the temptation of being able to withdraw cash from the account themselves.

Compare ISA Accounts

How it works

step 1 step 2 step 3
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter