SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.
Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.
"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"
"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."
"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."
"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."
Winner of AI Finance awards 2015 for: Best personal finance comparison site & Best online price comparison platform
A Junior ISA is a long term, tax-free savings account designed for children. If your child is under the age of 18, lives in the UK and didn't previously have access to a child trust fund, then they can have access to a Junior ISA.
As a parent or guardian, you have responsibility of setting up the Junior ISA account, however anyone can pay into the account if they so wish - the annual tax-free allowance for Junior ISAs in 2015-16 is £4,080.
Once the child reaches the age of 16, the responsibility for the account is passed onto them, however they will not be able to withdraw any funds from the ISA until they turn 18.
A Junior ISA account is ideal for parents who wish to save up for their child's future, without the temptation of being able to withdraw cash from the account themselves.