Compare Junior ISA Rates
Saving with a Junior ISA could give your child a head start with their finances.
Saving with a Junior ISA could give your child a head start with their finances.
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A Junior ISA is a long term, tax-free savings account designed for children. If your child is under the age of 18, lives in the UK and didn't previously have access to a child trust fund, then they can have access to a Junior ISA.
As a parent or guardian, you have responsibility of setting up the Junior ISA account, however anyone can pay into the account if they so wish - the annual tax-free allowance for Junior ISAs in 2015-16 is £4,080.
Once the child reaches the age of 16, the responsibility for the account is passed onto them, however they will not be able to withdraw any funds from the ISA until they turn 18.
A Junior ISA account is ideal for parents who wish to save up for their child's future, without the temptation of being able to withdraw cash from the account themselves.