Find out the 2014-15 ISA allowance

From April 2014 the ISA allowance will be a total of £11,880.  (£5,940 in a Cash ISA).

Compare ISA Accounts


Compare 2014 - 2015 ISA rates

  • Find out the 2014-15 ISA allowance

  • Earn tax-free interest on your savings

  • Find different ways to invest

The more money you can add to your ISA account the better in order to make the most of your tax-free savings.  But you should also remember that each tax year (which runs from the 6th April one year to 5th April the next year) you're only allowed to invest a certain amount of money into your ISA. 

This is known as your ISA allowance.

In the 2013-14 tax year, which will end on 5th April 2014, your total ISA allowance is £11,520. 

In 2014-15 your ISA allowance will rise to £11,880 (£5,940 for a Cash ISA)

If you wish your ISA allowance can be split.  For example, you could choose to invest in a Cash ISA, the maximum limit for this is £5,940.  The remainder of your savings could then be invested in a stocks and shares ISA, allowing your money to be spread over a wide range of investments. 

Alternatively you can choose to invest the whole amount in a stocks and shares ISA. The choice is yours!

Compare ISA Accounts


How does SoSmart Money compare finance products?openclose

We partner with other companies to make sure we can offer you a huge selection for comparison. We offer a range of solutions, including comparison tables, quotes and access to a network of specialist independent financial advisors.

Companies we partner with to provide these tools include: Love Money, Seopa, Mortgage27.


Can I speak to an adviser for help?openclose

We can put you in touch with teams of specialists depending on which type of product you need help with, who are ready and waiting to answer your questions.  SoSmart Money only work with representatives of FCA regulated firms.
Use the links at the top of the page to find the product you would like to talk to somebody about and use the telephone number on that page to enquire.

Does SoSmart Money cater for people in all circumstances?openclose

The tools offered by SoSmart Money cover a very wide range of financial products, including specialist products for people in all types of circumstances, from poor credit to previous criminal convictions. Your precise circumstances may affect your eligibility for certain products, but we can help you to find the right deal for you.

How does SoSmart Money make money?openclose

At SoSmart Money, our aim is to help our customers save money on their household bills and regular outgoings.

We do this by providing a completely free comparison and quote service - allowing customers to compare a wide range of personal finance products in the one place, and find the one that is most suited to their circumstances.

We work with a range of providers from across different aspects of the personal finance market, and use only tried and trusted brands in order to bring the best customer service experience to our customer base. 

We will never charge our customers to use our comparison service. If a customer applies for or purchases a product by the way of referral from SoSmart Money, then we earn a commission from this, so our revenue comes directly from the product providers themselves.

This doesn't mean that the cost of our products will be more expensive than going direct to the provider - you can still find the most competitive rates here at SoSmart Money, with the added benefit of being able to compare them all in the one place.

News & Events