Homeowner Loans - Compare Rates Online

Compare Homeowner Loans at SoSmart Money

If you're looking to borrow a large amount of money - over a long period of time, then a secured or homeowner loan might be an option.

Homeowner loans allow the borrower the opportunity to borrow larger sums of money than with a personal loan, however in order to guarantee that the money will be repaid, the lender will use your home as security against the loan. 

Personal loans tend to be given for amounts up to £25,000 however with a homeowner loan you could borrow up to the region of £500,000.

Secured loans usually offer longer payments terms too, often between three and twenty-five years.

Benefits of a homeowner loan include lower interest rates than many personal loans.  This is why many people use this type of loan to consolidate their debts, as it could be a way of lowering your monthly repayments.

Secured loans should not be taken lightly – if you are unable to keep up with your repayments then your home may be at risk.  Before agreeing to any type of loan, you should always be aware of the terms and conditions that go alongside it, so be sure to read all the small print before signing on the dotted line.

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

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