So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.
Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.
"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"
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Basic bank accounts are a relatively new banking option that was made available by the government for people who have bad credit or have refused a standard current account.
The creation of the basic bank account came so that anyone will be able to store there money and set up a direct debit from that account to make sure they can pay bills and other items. Being able to pay by direct debit will allow people to get better deals from there utilities provider so getting a basic bank account can save you the money in the long term.
A basic bank account has some limitations because it is what it says on the tin, basic. Whilst you are able to pay direct debits you will not be able to benefit from features you would receive with a standard current account such as an overdraft and interest rates. Some of the providers who offer a basic bank account also may charge a small monthly fee for the service so be aware of these charges when signing up for a basic bank account.