Find the right Current Account

There are a different types of current acounts ranging from free accounts, to those that offer a number of benefits for a monthly fee.


Find the best current account for you

We've teamed up with to help you find the best current account for you from an extensive range, whether it be a basic current account, a fee based account or a high interest account.

Basic Current Account

For anyone concerned about overspending, a basic bank account might be the perfect option. With no overdraft option, the customer will have access to a cash card or 'debit' card, and can make easy withdrawals and pay-ins. Direct debits can also be set up to manage money for everyday use.

Student Current Account

If you're about to start University, now is a great time to shop around for one of the best current accounts on the market. Nearly all student accounts will offer an interest-free overdraft, with the overdraft limit and the interest-free period varying depending on the bank you choose.

Graduate Current Account

Equally, if you're a graduate you can also help pay back any outstanding debts with a continuing interest-free overdraft. Most banks offer interest-free bank accounts for up to three years which gives graduates a great head-start in their financial life.

Find a fantastic deal with's comparison table to see if SoSmart Money could save you money on your current account!

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Compare current accounts online

We can help you to search through a large range of accounts online, saving you time and effort so you can get on with the day to day managing of your money.

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Earn interest with your current account

Like savings accounts current accounts can also offer interest on your balance. Search for high-interest accounts to give you that little bit extra.

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Get additional benefits

Some accounts may offer you added extras such as an interest-free overdraft or cashback on your spending.  Some packaged accounts (those that come with a fee) may offer additional benefits such as breakdown cover, travel insurance and mobile phone cover.

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How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

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