Looking for over 50s life insurance?

Some people have grand plans for their funeral and have it planned well in advance – for others it may not be such an easy subject to talk about. Whichever type of person you are, it is important to think about your options, giving you peace of mind that your loved ones left behind will have one less thing to worry about.

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Over 50s Life Insurance

Over 50 and thinking about the future?  Planning your funeral isn't easy, but making sure you are covered in advance, is one less thing for your loved ones to think about after you're gone.

With Guaranteed Over 50s cover, a cash lump sum will be paid upon your death, meaning that you're funeral or other expenses can be paid for.  The money doesn't have to be used for your funeral - you may just wish to leave a cash benefit for your family.

SoSmart Money Can Help You Find A Great Deal on Over 50s Life Insurance and Funeral Cover

SoSmart Money works with leading insurance specialists to bring you the best deal on over 50s life insurance and will help you find the right policy to suit your needs.

You may have a good idea of the type of funeral you want and have already asked your loved ones to send you off in style - but have you thought about how it will all be paid for?

Funeral's don't come cheap and even the most simple affair could cost you well into the thousands.  Having cover in place before you die is the easy way to pay for your funeral - by paying an affordable monthly premium, it will ensure that your family have one less thing to worry about after you're gone.

Guaranteed Acceptance

Life cover for the over 50s has slightly different benefits to a standard life insurance policy. 

If you have pre-existing medical conditions or suffer with ill health, there's no need to worry about embarassing questions or having to undergo a medical - if you're aged 50 - 85, you're guaranteed to be accepted.

How much cover do you need?

You can choose from a range of premiums - the minimum amount you can cover yourself for is £1000 up to a maximum of £25000.

Cover starts at just £4 a month and offers fixed premiums throughout your life. 
As long as you keep on paying your premiums you're guaranteed a payout.*


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*The cash lump sum will be paid upon your death once the policy has been in place for two years.  If you die before this, the premiums you have already paid will be refunded to your estate.

Pay for your funeral

With life cover for the over 50s you can ensure that your funeral is paid for after you're gone, whether you want a lavish affair or a simple send off. 

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Leave money for your loved ones

Having a lump sum paid out on your death doesn't mean that it all has to go on a funeral.  With cover available up to £25,000 you may decide to leave a cash benefit to your family and loved ones instead.

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Guarantee you'll be covered

As long as you're between the ages of 50-85 and a UK resident, you'll be accepted for a policy giving you peace of mind that you'll be protected for the rest of your life.

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How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

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"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


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