SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.
Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.
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A Whole of Life Insurance policy does exactly what it says - it offers cover that will pay out upon your death, no matter when that is. So unless you discover the secret of immortality it's a guaranteed payout for your insurance provider.
Because of this, a Whole of Life Insurance policy will be much more expensive than Term Insurance, which only pay out if you die within a specified period. However, if you want to make sure that your family is provided for in the event of your death, or even if you're just looking to cover funeral costs, which can be expensive, Whole of Life Insurance may be something you wish to consider.