Single Life Insurance
Even if you're single it's worth considering Life Insurance. Find a cheap quote for individual life insurance at SoSmart Money.
Even if you're single it's worth considering Life Insurance. Find a cheap quote for individual life insurance at SoSmart Money.
So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.
Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.
"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"
"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."
"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."
"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."
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Single Life Insurance is suitable for an individual or it may also be considered by couples, who wish to insure themselves independently.
The advantages of a single life insurance policy over a joint policy is that if one person dies their plan would pay out, and the other person's plan would still continue as normal. With a joint policy, a payout would be made on the first persons death and then the policy would become null and void.
If there are no dependents involved then a joint policy may be worth considering, if a single payout would suffice and often works out cheaper than two separate policies. However, if you are a couple with children, and still require life insurance then it would be beneficial to take out two single policies.
Another advantage of taking out Single Life Insurance is that you can choose to insure yourself for different amounts and cover periods.