01244 950 304

Life Insurance for Smokers

If you smoke, it's still possible to get Life Insurance. Find an affordable policy with SoSmart Money.

Get a Quote Today

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
m&s.gif TCO.gif TSB.gif BHI.gif rsa.jpg axa.jpg BNR.gif
BBS.gif CAM.gif BDA.gif FAM.gif WBB.gif BCH.gif BNT.gif BFU.gif TIP.gif BHX.gif BAA.gif rsa.jpg bath_building_society.jpg BSA.gif FID.gif YBS.gif HEC.gif axa.jpg carloans4u.jpg capitalone.gif LEE.gif ACC.gif aqua.jpg npower.gif o2.jpg CAN.gif HSB.gif plusnet.jpg m&s.gif BNW.gif POS.gif BNC.gif BWO.gif TSB.gif eon.gif sse.jpg MET.gif ageas.jpg scottish_building_society.jpg sky.jpg CTE.gif ipswich_building_society.jpg RBS.gif amigo.gif sainsburys.gif fidelity.gif tesco.jpg TCO.gif CLY.gif fundingcircle.gif americanexpress.jpg scottish_power.jpg VBS.gif BLH.gif chorley_building_society.jpg BOI.gif the_mansfield_building_society.jpg vanquis.jpg CTS.gif BBV.gif virgin.gif uk-general.jpg saga.jpg fluid.jpg BMO.gif ULS.gif CNW.gif aegon.gif NBS.gif ovo_energy.jpg BLF.gif lv.gif barclaycard.gif BHI.gif SBS.gif BME.gif NAP.gif healthonline.jpg bt.jpg market_harborough_building_society.jpg BPR.gif TBS.gif clydesdale_bank.jpg securetrust.gif zopa.jpg BNR.gif progressive_building_society.jpg

Smokers Life Insurance

  • Look after your family
  • Protect your home
  • Get Life Insurance advice

Life Insurance for Smokers

Not only is smoking bad for your health, but it's not great on the bank balance either.  As well as the cost of pack of cigarettes, smokers can pay much more for a life insurance policy than a non-smoker.

If you're a smoker, you're putting yourself at a much higher health risk of lung cancer and other serious illness which are aggravated by smoking.
As well as Life Insurance for smokers being expensive, if you are considering other forms of insurance then these are likely to be more expensive too.
The good news is that if you are able to give up smoking, and stay clear for 12 months, then the cost of buying Life Insurance will be reduced.

Get a Quote Today

How it works

step 1 step 2 step 3
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter