01244 950 304

Life Insurance for Smokers

If you smoke, it's still possible to get Life Insurance. Find an affordable policy with SoSmart Money.

Get a Quote Today

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
BLH.gif TIP.gif VBS.gif WBB.gif HEC.gif CTS.gif eon.gif
carloans4u.jpg eon.gif TCO.gif VBS.gif LEE.gif BME.gif ACC.gif WBB.gif ageas.jpg plusnet.jpg BOI.gif securetrust.gif saga.jpg ipswich_building_society.jpg CTE.gif BWO.gif NAP.gif BFU.gif BNW.gif YOR.gif sainsburys.gif progressive_building_society.jpg sse.jpg vanquis.jpg bath_building_society.jpg BHX.gif CNW.gif scottish_power.jpg BLF.gif MET.gif CAM.gif BNT.gif ULS.gif virgin.gif m&s.gif BDA.gif FID.gif BLH.gif SBS.gif BCH.gif BSA.gif POS.gif CTS.gif BMO.gif HSB.gif NBS.gif scottish_building_society.jpg CAN.gif bt.jpg fluid.jpg BNR.gif uk-general.jpg o2.jpg YBS.gif BBS.gif TIP.gif HEC.gif BAA.gif fundingcircle.gif americanexpress.jpg tesco.jpg the_mansfield_building_society.jpg lv.gif FAM.gif healthonline.jpg npower.gif RBS.gif BPR.gif fidelity.gif TSB.gif capitalone.gif clydesdale_bank.jpg chorley_building_society.jpg market_harborough_building_society.jpg ovo_energy.jpg axa.jpg barclaycard.gif CLY.gif rsa.jpg BHI.gif TBS.gif BNC.gif aqua.jpg amigo.gif zopa.jpg BBV.gif sky.jpg aegon.gif

Smokers Life Insurance

  • Look after your family
  • Protect your home
  • Get Life Insurance advice

Life Insurance for Smokers

Not only is smoking bad for your health, but it's not great on the bank balance either.  As well as the cost of pack of cigarettes, smokers can pay much more for a life insurance policy than a non-smoker.

If you're a smoker, you're putting yourself at a much higher health risk of lung cancer and other serious illness which are aggravated by smoking.
As well as Life Insurance for smokers being expensive, if you are considering other forms of insurance then these are likely to be more expensive too.
The good news is that if you are able to give up smoking, and stay clear for 12 months, then the cost of buying Life Insurance will be reduced.

Get a Quote Today

How it works

step 1 step 2 step 3
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • What lenders do you compare?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter