SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.
Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.
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Level Term Life Insurance will pay out a lump sum upon your death, if you die within the specified term. As the name suggests, the amount that you cover yourself for when you take out the policy will remain the same throughout the term. The monthly premiums you pay will also stay the same throughout the life of the policy.
It may be worth considering a Level Term Insurance policy if you have an interest-only mortgage, or perhaps you want to leave an additional sum of money for your family once your outstanding mortgage has been paid off.
Don't forget that Level Term Insurance policies have a certain life span - if you were to pass away after the term of the policy, your family would not receive any pay out.