01244 950 304

Joint Life Insurance

If you're a couple looking for Life Insurance, you might wish to consider a Joint Life Insurance policy.

Get a Quote Today

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
MET.gif BNT.gif lv.gif plusnet.jpg americanexpress.jpg aegon.gif clydesdale_bank.jpg
BNT.gif YBS.gif BNC.gif vanquis.jpg lv.gif BME.gif BLH.gif TSB.gif progressive_building_society.jpg CAM.gif LEE.gif TIP.gif fundingcircle.gif o2.jpg NBS.gif FAM.gif BFU.gif BOI.gif the_mansfield_building_society.jpg uk-general.jpg BNR.gif chorley_building_society.jpg scottish_power.jpg aqua.jpg BBS.gif BBV.gif saga.jpg BCH.gif tesco.jpg TCO.gif POS.gif MET.gif BNW.gif TBS.gif aegon.gif BMO.gif ULS.gif zopa.jpg HSB.gif BHX.gif BHI.gif NAP.gif VBS.gif sainsburys.gif ACC.gif WBB.gif securetrust.gif scottish_building_society.jpg SBS.gif barclaycard.gif americanexpress.jpg m&s.gif ovo_energy.jpg market_harborough_building_society.jpg BWO.gif sky.jpg axa.jpg CTS.gif HEC.gif BLF.gif CTE.gif BSA.gif eon.gif BPR.gif BDA.gif amigo.gif BAA.gif healthonline.jpg carloans4u.jpg virgin.gif CNW.gif rsa.jpg capitalone.gif npower.gif ageas.jpg ipswich_building_society.jpg fidelity.gif bath_building_society.jpg FID.gif RBS.gif bt.jpg plusnet.jpg fluid.jpg clydesdale_bank.jpg CLY.gif CAN.gif sse.jpg

Find a Joint Life Insurance policy

  • Look after your family
  • Protect your home
  • Get Life Insurance advice

Joint Life Insurance

Joint Life Insurance plans are usually taken out when the death of either person will have a significant impact, particularly if there are dependents involved.

You also have the option of taking out two individual policies, however if you are looking to cut the costs of your life insurance then a Joint Life Insurance policy will usually be cheaper.The policy will cover two people for the same amount and length of time so it is useful to keep things simple.

One disadvantage of Joint Life Insurance is that the policy will only pay out for the first death. So if one partner dies and a payout is made, the policy will then become null and void.  If the living partner still requires insurance following this, they will need to take out a brand new policy.

If it is important to keep an insurance policy in place after the first partner has died, for example if there are still dependent children involved, then it may be sensible to consider single life insurance instead.

Get a Quote Today

How it works

step 1 step 2 step 3
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter