your income

Income protection offers you financial support should you be out of work due to an accident or illness.

01244 950 304

Request a call back

Speak to an Income Protection Adviser

Specialist help to find the right income protection policy

There are different types of policy available, covering general outgoings or specific loans such as your mortgage or credit card debt and even your divorce or child maintenance payments.

Why choose income protection insurance?

If you are unfortunate enough, through no fault of your own, to lose your job or are unable to work due to an accident or sickness, income protection policies can give you the ability to cover your expenses. Income protection policies are designed to allow you to focus on getting healthy or getting back into work by reducing the financial stress that inevitably follows being made redundant or unable to work due to an accident or sickness.

A variety of insurance policies to choose from

There are different types of policy available, covering general outgoings or specific loans such as your mortgage or credit card debt, or even your divorce or child maintenance payments.

When considering what type of policy to take out, you need to consider how long you are likely to need help if you are not able to work, how much you want the policy to pay out and how long you wait before the policy kicks in. As a general rule of thumb, the longer you are prepared/able to wait for the policy to start paying, the cheaper the premium will be.

Most insurers will pay out for periods up to 12 months and usually you can choose a percentage of your gross monthly income to cover.

Get a quote today

SoSmart Money can give you fee free advice from a specialist income protection adviser, to help find you the most suitable product for your needs.

Protect against illness or injury

Income protection allows you to pay your everyday bills should you become ill and be unable to work.  Giving you peace of mind that your mortgage, credit card and other outgoings are covered.

Get your quote

Protect against unemployment

Accident, sickness and unemployment insurance (known as ASU) offers similar cover to income protection, with the added benefit of cover should you be made redundant.

Get your quote

Get a quote quickly and simply

Fill in our online enquiry form and a representative from an FCA regulated firm will call you back to discuss your requirements and find a policy tailored to suit your individual needs.

Get your quote

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
capitalone.gif ULS.gif TSB.gif BFU.gif TBS.gif rsa.jpg vanquis.jpg
BPR.gif BAA.gif BNC.gif BHX.gif clydesdale_bank.jpg FAM.gif BCH.gif BNR.gif bt.jpg americanexpress.jpg fundingcircle.gif NAP.gif ACC.gif HSB.gif SBS.gif BLF.gif BDA.gif market_harborough_building_society.jpg BSA.gif scottish_building_society.jpg vanquis.jpg scottish_power.jpg MET.gif ipswich_building_society.jpg lv.gif BBS.gif BOI.gif POS.gif BME.gif BLH.gif ULS.gif eon.gif LEE.gif sky.jpg aqua.jpg FID.gif barclaycard.gif CTE.gif uk-general.jpg fidelity.gif BBV.gif WBB.gif YBS.gif BNW.gif o2.jpg tesco.jpg RBS.gif the_mansfield_building_society.jpg CTS.gif CAN.gif capitalone.gif TIP.gif BMO.gif saga.jpg ageas.jpg CNW.gif bath_building_society.jpg NBS.gif CLY.gif TBS.gif ovo_energy.jpg m&s.gif sse.jpg aegon.gif BNT.gif CAM.gif TSB.gif securetrust.gif HEC.gif BWO.gif progressive_building_society.jpg BHI.gif BFU.gif sainsburys.gif rsa.jpg npower.gif carloans4u.jpg zopa.jpg virgin.gif plusnet.jpg axa.jpg amigo.gif VBS.gif healthonline.jpg TCO.gif fluid.jpg chorley_building_society.jpg
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter