01244 950 304

your income

Income protection offers you financial support should you be out of work due to an accident or illness.

01244 950 304

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Speak to an Income Protection Adviser

Specialist help to find the right income protection policy

There are different types of policy available, covering general outgoings or specific loans such as your mortgage or credit card debt and even your divorce or child maintenance payments.

Why choose income protection insurance?

If you are unfortunate enough, through no fault of your own, to lose your job or are unable to work due to an accident or sickness, income protection policies can give you the ability to cover your expenses. Income protection policies are designed to allow you to focus on getting healthy or getting back into work by reducing the financial stress that inevitably follows being made redundant or unable to work due to an accident or sickness.

A variety of insurance policies to choose from

There are different types of policy available, covering general outgoings or specific loans such as your mortgage or credit card debt, or even your divorce or child maintenance payments.

When considering what type of policy to take out, you need to consider how long you are likely to need help if you are not able to work, how much you want the policy to pay out and how long you wait before the policy kicks in. As a general rule of thumb, the longer you are prepared/able to wait for the policy to start paying, the cheaper the premium will be.

Most insurers will pay out for periods up to 12 months and usually you can choose a percentage of your gross monthly income to cover.

Get a quote today

SoSmart Money can give you fee free advice from a specialist income protection adviser, to help find you the most suitable product for your needs.

Protect against illness or injury

Income protection allows you to pay your everyday bills should you become ill and be unable to work.  Giving you peace of mind that your mortgage, credit card and other outgoings are covered.

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Protect against unemployment

Accident, sickness and unemployment insurance (known as ASU) offers similar cover to income protection, with the added benefit of cover should you be made redundant.

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Get a quote quickly and simply

Fill in our online enquiry form and a representative from an FCA regulated firm will call you back to discuss your requirements and find a policy tailored to suit your individual needs.

Get your quote

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

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"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

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"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


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