01244 950 304

your income

Income protection offers you financial support should you be out of work due to an accident or illness.

01244 950 304

Request a call back

Speak to an Income Protection Adviser

Specialist help to find the right income protection policy

There are different types of policy available, covering general outgoings or specific loans such as your mortgage or credit card debt and even your divorce or child maintenance payments.

Why choose income protection insurance?

If you are unfortunate enough, through no fault of your own, to lose your job or are unable to work due to an accident or sickness, income protection policies can give you the ability to cover your expenses. Income protection policies are designed to allow you to focus on getting healthy or getting back into work by reducing the financial stress that inevitably follows being made redundant or unable to work due to an accident or sickness.

A variety of insurance policies to choose from

There are different types of policy available, covering general outgoings or specific loans such as your mortgage or credit card debt, or even your divorce or child maintenance payments.

When considering what type of policy to take out, you need to consider how long you are likely to need help if you are not able to work, how much you want the policy to pay out and how long you wait before the policy kicks in. As a general rule of thumb, the longer you are prepared/able to wait for the policy to start paying, the cheaper the premium will be.

Most insurers will pay out for periods up to 12 months and usually you can choose a percentage of your gross monthly income to cover.

Get a quote today

SoSmart Money can give you fee free advice from a specialist income protection adviser, to help find you the most suitable product for your needs.

Protect against illness or injury

Income protection allows you to pay your everyday bills should you become ill and be unable to work.  Giving you peace of mind that your mortgage, credit card and other outgoings are covered.

Get your quote

Protect against unemployment

Accident, sickness and unemployment insurance (known as ASU) offers similar cover to income protection, with the added benefit of cover should you be made redundant.

Get your quote

Get a quote quickly and simply

Fill in our online enquiry form and a representative from an FCA regulated firm will call you back to discuss your requirements and find a policy tailored to suit your individual needs.

Get your quote

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

How it works

step 1 step 2 step 3

Our trusted brands

view more
CAN.gif bath_building_society.jpg WBB.gif scottish_power.jpg BOI.gif ovo_energy.jpg amigo.gif
LEE.gif vanquis.jpg MET.gif WBB.gif BWO.gif VBS.gif fluid.jpg CTE.gif SBS.gif sse.jpg ACC.gif BMO.gif ipswich_building_society.jpg CAM.gif fundingcircle.gif m&s.gif BBV.gif HEC.gif BHX.gif BNR.gif healthonline.jpg BPR.gif CTS.gif tesco.jpg BHI.gif TCO.gif sky.jpg americanexpress.jpg BLF.gif plusnet.jpg scottish_power.jpg o2.jpg CLY.gif BDA.gif ageas.jpg NAP.gif BBS.gif ULS.gif TBS.gif saga.jpg NBS.gif rsa.jpg capitalone.gif npower.gif clydesdale_bank.jpg eon.gif FAM.gif YBS.gif carloans4u.jpg the_mansfield_building_society.jpg RBS.gif zopa.jpg aqua.jpg HSB.gif virgin.gif lv.gif chorley_building_society.jpg amigo.gif axa.jpg uk-general.jpg YOR.gif sainsburys.gif barclaycard.gif BNC.gif bt.jpg FID.gif TSB.gif securetrust.gif scottish_building_society.jpg BCH.gif BOI.gif bath_building_society.jpg aegon.gif BLH.gif BAA.gif BFU.gif ovo_energy.jpg BSA.gif BNT.gif POS.gif CNW.gif market_harborough_building_society.jpg BME.gif BNW.gif CAN.gif fidelity.gif progressive_building_society.jpg TIP.gif
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter