01244 950 304

Unoccupied Property Insurance

Compare Unoccupied Property Insurance cover online. Get a quote today and see how much you could save.

Please select the type of insurance

01244 950 304


It's probably wise to seek specialist buildings and contents insurance if you are planning to leave a property unoccupied for any length of time. This is where unoccupied home insurance comes in handy.

You don't have to insure an empty house for the usual 12 months required by a normal policy. Most firms allow you to arrange cover for three, six, nine or 12 months, with the option to extend if necessary. So, you might take out a three-month policy to cover your property while it is up for sale. But if the sale takes longer than expected, you could simply extend the policy as required.

There's no point in paying over the odds for unoccupied home insurance for an empty home - and it's quick and easy to compare cheap quotes with sosmartmoney's free, independent service. You can check out all the different policies, too, to make sure you get the right cover at the right price.

Cover your contents

Home insurance will cover you for your belongings within your home up to a certain value. You can also get extra protection for valuable items or items that you take out of your home.

Get your quote

Protect your property

In case of serious damage to your property, buildings insurance will protect you should you need to cover the cost of rebuilding your entire home.

Get your quote

Tailor your insurance cover

Standard home insurance policies may not cover all eventualities - however you can tailor your insurance to add extra cover, such as high value items or accidental damage cover.

Get your quote

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

How it works

step 1 step 2 step 3

Our trusted brands

view more
HEC.gif ipswich_building_society.jpg carloans4u.jpg CTE.gif BBV.gif VBS.gif barclaycard.gif
fluid.jpg ULS.gif progressive_building_society.jpg BNR.gif YBS.gif BHI.gif RBS.gif americanexpress.jpg healthonline.jpg chorley_building_society.jpg o2.jpg BWO.gif BOI.gif BLF.gif sky.jpg rsa.jpg zopa.jpg NBS.gif barclaycard.gif TBS.gif HSB.gif CTE.gif ageas.jpg aegon.gif aqua.jpg fidelity.gif LEE.gif HEC.gif sainsburys.gif securetrust.gif plusnet.jpg POS.gif lv.gif uk-general.jpg CAM.gif BCH.gif vanquis.jpg carloans4u.jpg TCO.gif npower.gif virgin.gif eon.gif ipswich_building_society.jpg scottish_building_society.jpg bath_building_society.jpg ovo_energy.jpg CTS.gif BMO.gif capitalone.gif BDA.gif ACC.gif BPR.gif BNC.gif fundingcircle.gif FAM.gif amigo.gif CNW.gif BFU.gif m&s.gif scottish_power.jpg TIP.gif VBS.gif clydesdale_bank.jpg TSB.gif BNT.gif tesco.jpg BLH.gif BBS.gif BHX.gif WBB.gif CAN.gif BBV.gif BME.gif BSA.gif axa.jpg sse.jpg FID.gif the_mansfield_building_society.jpg bt.jpg BAA.gif saga.jpg NAP.gif SBS.gif BNW.gif market_harborough_building_society.jpg MET.gif CLY.gif
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter