Compare Unoccupied House Insurance

Make sure you are covered if your home is unoccupied for long periods of time

Who Will Need Unoccupied Home Insurance?

Whether you own a property of you are a landlord, if the property has been empty for an extended period of time you will need specific unoccupied house insurance to cover against any incidents whilst the property is vacated. Whatever the reason for the property being empty, if its unoccupied for more than 30 days some providers may not cover you under your existing home insurance policy so Unoccupied home insurance is essential. Most unoccupied home insurance policy's are on a temporary basis and can be on short term contracts so don't worry about having to take up a 12 month contract if the property is going to be empty for that long.

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter