Subsidence Insurance

Compare Subsidence cover online. Get a quote today and see how much you could save.

Please select the type of insurance

01244 950 304


If your home has been affected by subsidence, or your property is in an area that is prone to these types of risks, you'll be aware of how difficult it can be to obtain comprehensive home insurance.

If your home is subsiding, it is basically sinking into the ground, usually due to soil shrinkage. Properties built on clay soils are particularly vulnerable to subsidence because the soils are more likely to shrink when they are dry. So, a long hot summer with no rain is potentially worrying.

Even if your property has suffered subsidence in the past and the problem was fixed decades ago, you may still find it hard to obtain standard home insurance.

You may find that standard insurers are not able to offer the level of cover that you require or if they do, it can prove to be very expensive.

You may need to find a specialist insurance provider.

Cover your contents

Home insurance will cover you for your belongings within your home up to a certain value. You can also get extra protection for valuable items or items that you take out of your home.

Get your quote

Protect your property

In case of serious damage to your property, buildings insurance will protect you should you need to cover the cost of rebuilding your entire home.

Get your quote

Tailor your insurance cover

Standard home insurance policies may not cover all eventualities - however you can tailor your insurance to add extra cover, such as high value items or accidental damage cover.

Get your quote

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

How it works

step 1 step 2 step 3

Our trusted brands

view more
BSA.gif o2.jpg rsa.jpg tesco.jpg WBB.gif BBS.gif progressive_building_society.jpg
o2.jpg barclaycard.gif sainsburys.gif sky.jpg saga.jpg aqua.jpg chorley_building_society.jpg virgin.gif lv.gif bath_building_society.jpg TCO.gif CNW.gif bt.jpg m&s.gif BHX.gif scottish_power.jpg ACC.gif ULS.gif clydesdale_bank.jpg npower.gif amigo.gif VBS.gif BLF.gif the_mansfield_building_society.jpg rsa.jpg TIP.gif fluid.jpg axa.jpg BWO.gif FAM.gif BCH.gif BNW.gif americanexpress.jpg BAA.gif healthonline.jpg TBS.gif NAP.gif CLY.gif tesco.jpg BOI.gif TSB.gif CTE.gif BMO.gif fidelity.gif capitalone.gif BBV.gif securetrust.gif BPR.gif FID.gif BFU.gif fundingcircle.gif carloans4u.jpg WBB.gif ipswich_building_society.jpg CTS.gif progressive_building_society.jpg zopa.jpg BHI.gif LEE.gif BNT.gif BSA.gif SBS.gif uk-general.jpg eon.gif CAN.gif vanquis.jpg scottish_building_society.jpg BBS.gif sse.jpg ovo_energy.jpg BNC.gif plusnet.jpg HEC.gif RBS.gif BDA.gif aegon.gif BME.gif market_harborough_building_society.jpg YBS.gif ageas.jpg MET.gif CAM.gif BNR.gif NBS.gif POS.gif HSB.gif BLH.gif
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter