Unoccupied Property Insurance

Compare Unoccupied Property Insurance cover online. Get a quote today and see how much you could save.

Please select the type of insurance

01244 950 304


it's probably wise to seek specialist buildings and contents insurance if you are planning to leave a property unoccupied for any length of time. This is where unoccupied home insurance comes in handy.

You don't have to insure an empty house for the usual 12 months required by a normal policy. Most firms allow you to arrange cover for three, six, nine or 12 months, with the option to extend if necessary. So, you might take out a three-month policy to cover your property while it is up for sale. But if the sale takes longer than expected, you could simply extend the policy as required.

There's no point in paying over the odds for unoccupied home insurance for an empty home - and it's quick and easy to compare cheap quotes with sosmartmoney's free, independent service. You can check out all the different policies, too, to make sure you get the right cover at the right price.

Cover your contents

Home insurance will cover you for your belongings within your home up to a certain value. You can also get extra protection for valuable items or items that you take out of your home.

Get your quote

Protect your property

In case of serious damage to your property, buildings insurance will protect you should you need to cover the cost of rebuilding your entire home.

Get your quote

Tailor your insurance cover

Standard home insurance policies may not cover all eventualities - however you can tailor your insurance to add extra cover, such as high value items or accidental damage cover.

Get your quote

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
aegon.gif FID.gif zopa.jpg BLH.gif capitalone.gif CAM.gif fidelity.gif
fundingcircle.gif LEE.gif ACC.gif saga.jpg tesco.jpg uk-general.jpg BNW.gif chorley_building_society.jpg ULS.gif POS.gif CAN.gif BME.gif m&s.gif healthonline.jpg BHX.gif BMO.gif clydesdale_bank.jpg bt.jpg BLF.gif BBS.gif BNT.gif aegon.gif lv.gif barclaycard.gif BOI.gif fluid.jpg NAP.gif FAM.gif BSA.gif sky.jpg aqua.jpg sse.jpg BBV.gif TCO.gif BLH.gif carloans4u.jpg BFU.gif NBS.gif VBS.gif sainsburys.gif SBS.gif axa.jpg progressive_building_society.jpg YBS.gif RBS.gif market_harborough_building_society.jpg BPR.gif o2.jpg CLY.gif ipswich_building_society.jpg bath_building_society.jpg HEC.gif ovo_energy.jpg americanexpress.jpg TBS.gif npower.gif scottish_building_society.jpg WBB.gif BNC.gif securetrust.gif fidelity.gif BWO.gif TIP.gif HSB.gif CTS.gif eon.gif virgin.gif BDA.gif BNR.gif CAM.gif rsa.jpg MET.gif CTE.gif CNW.gif the_mansfield_building_society.jpg scottish_power.jpg BAA.gif capitalone.gif amigo.gif vanquis.jpg ageas.jpg TSB.gif BHI.gif BCH.gif plusnet.jpg FID.gif zopa.jpg
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter