Unoccupied Property Insurance

Compare Unoccupied Property Insurance cover online. Get a quote today and see how much you could save.

Please select the type of insurance

01244 950 304


it's probably wise to seek specialist buildings and contents insurance if you are planning to leave a property unoccupied for any length of time. This is where unoccupied home insurance comes in handy.

You don't have to insure an empty house for the usual 12 months required by a normal policy. Most firms allow you to arrange cover for three, six, nine or 12 months, with the option to extend if necessary. So, you might take out a three-month policy to cover your property while it is up for sale. But if the sale takes longer than expected, you could simply extend the policy as required.

There's no point in paying over the odds for unoccupied home insurance for an empty home - and it's quick and easy to compare cheap quotes with sosmartmoney's free, independent service. You can check out all the different policies, too, to make sure you get the right cover at the right price.

Cover your contents

Home insurance will cover you for your belongings within your home up to a certain value. You can also get extra protection for valuable items or items that you take out of your home.

Get your quote

Protect your property

In case of serious damage to your property, buildings insurance will protect you should you need to cover the cost of rebuilding your entire home.

Get your quote

Tailor your insurance cover

Standard home insurance policies may not cover all eventualities - however you can tailor your insurance to add extra cover, such as high value items or accidental damage cover.

Get your quote

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

How it works

step 1 step 2 step 3

Our trusted brands

view more
HSB.gif FAM.gif CTS.gif amigo.gif LEE.gif ACC.gif POS.gif
CAM.gif CLY.gif FAM.gif zopa.jpg BHX.gif CNW.gif axa.jpg lv.gif BCH.gif POS.gif BLF.gif BLH.gif BBS.gif healthonline.jpg TCO.gif BNW.gif BWO.gif MET.gif capitalone.gif HSB.gif BSA.gif chorley_building_society.jpg TBS.gif carloans4u.jpg virgin.gif CTE.gif RBS.gif npower.gif VBS.gif NBS.gif BPR.gif BNR.gif clydesdale_bank.jpg sainsburys.gif BNC.gif WBB.gif saga.jpg market_harborough_building_society.jpg NAP.gif amigo.gif scottish_building_society.jpg fundingcircle.gif barclaycard.gif eon.gif securetrust.gif progressive_building_society.jpg bt.jpg ovo_energy.jpg vanquis.jpg tesco.jpg BBV.gif m&s.gif TIP.gif scottish_power.jpg BNT.gif o2.jpg aqua.jpg uk-general.jpg CAN.gif plusnet.jpg BFU.gif fluid.jpg aegon.gif BME.gif HEC.gif fidelity.gif ULS.gif FID.gif BDA.gif SBS.gif LEE.gif rsa.jpg bath_building_society.jpg sse.jpg CTS.gif BAA.gif the_mansfield_building_society.jpg americanexpress.jpg BOI.gif ACC.gif YBS.gif BMO.gif BHI.gif TSB.gif ipswich_building_society.jpg sky.jpg ageas.jpg
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter