01244 950 304

Unoccupied Property Insurance

Compare Unoccupied Property Insurance cover online. Get a quote today and see how much you could save.

Please select the type of insurance

01244 950 304


it's probably wise to seek specialist buildings and contents insurance if you are planning to leave a property unoccupied for any length of time. This is where unoccupied home insurance comes in handy.

You don't have to insure an empty house for the usual 12 months required by a normal policy. Most firms allow you to arrange cover for three, six, nine or 12 months, with the option to extend if necessary. So, you might take out a three-month policy to cover your property while it is up for sale. But if the sale takes longer than expected, you could simply extend the policy as required.

There's no point in paying over the odds for unoccupied home insurance for an empty home - and it's quick and easy to compare cheap quotes with sosmartmoney's free, independent service. You can check out all the different policies, too, to make sure you get the right cover at the right price.

Cover your contents

Home insurance will cover you for your belongings within your home up to a certain value. You can also get extra protection for valuable items or items that you take out of your home.

Get your quote

Protect your property

In case of serious damage to your property, buildings insurance will protect you should you need to cover the cost of rebuilding your entire home.

Get your quote

Tailor your insurance cover

Standard home insurance policies may not cover all eventualities - however you can tailor your insurance to add extra cover, such as high value items or accidental damage cover.

Get your quote

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

How it works

step 1 step 2 step 3

Our trusted brands

view more
the_mansfield_building_society.jpg BFU.gif clydesdale_bank.jpg progressive_building_society.jpg capitalone.gif vanquis.jpg CTS.gif
uk-general.jpg BBS.gif ageas.jpg BSA.gif HSB.gif securetrust.gif CTS.gif americanexpress.jpg BOI.gif tesco.jpg chorley_building_society.jpg ACC.gif zopa.jpg MET.gif saga.jpg BNT.gif ULS.gif capitalone.gif carloans4u.jpg RBS.gif BFU.gif SBS.gif vanquis.jpg sky.jpg BWO.gif clydesdale_bank.jpg fundingcircle.gif BNW.gif CNW.gif YBS.gif axa.jpg ovo_energy.jpg lv.gif BHI.gif aegon.gif virgin.gif BME.gif BMO.gif fidelity.gif BCH.gif scottish_power.jpg TBS.gif amigo.gif barclaycard.gif TSB.gif plusnet.jpg NAP.gif BNR.gif HEC.gif sainsburys.gif bath_building_society.jpg scottish_building_society.jpg BNC.gif aqua.jpg FAM.gif BLH.gif fluid.jpg WBB.gif LEE.gif ipswich_building_society.jpg BHX.gif TCO.gif BDA.gif POS.gif market_harborough_building_society.jpg m&s.gif BBV.gif eon.gif CLY.gif CAM.gif TIP.gif o2.jpg VBS.gif rsa.jpg FID.gif the_mansfield_building_society.jpg BPR.gif NBS.gif npower.gif CAN.gif progressive_building_society.jpg BLF.gif bt.jpg sse.jpg BAA.gif healthonline.jpg CTE.gif
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter