01244 950 304

How Previous Convictions May Affect Your Home Insurance

Compare how previous convictions may affect your Home Insurance cover online. Get a quote today and see how much you could save.

Please select the type of insurance

01244 950 304


Since April 2013 you no longer have to declare any 'unspent criminal convictions' when applying for insurance. Your insurance company has to ask the necessary questions to work out if they can provide insurance for you. Insurers say they want to know about convictions because they could affect how much you're charged for your insurance, or whether you get cover in the first place. The reason some convictions are relevant is obvious, but with others it's far less clear, for example:

Fraud and arson are two convictions that household insurers will be particularly concerned about. However, they may also decide to charge you a higher premium if you've been convicted of assault because of the increased risk of reprisal attacks.

For specialist insurance check our comparisons to find a great deal

Cover your contents

Home insurance will cover you for your belongings within your home up to a certain value.  You can also get extra protection for valuable items or items that you take out of your home.

Get your quote

Protect your property

In case of serious damage to your property, buildings insurance will protect you should you need to cover the cost of rebuilding your entire home.

Get your quote

Tailor your insurance cover

Standard home insurance policies may not cover all eventualities - however you can tailor your insurance to add extra cover, such as high value items or accidental damage cover.

Get your quote

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

How it works

step 1 step 2 step 3

Our trusted brands

view more
ULS.gif BNT.gif saga.jpg HSB.gif BMO.gif BNR.gif BSA.gif
BBS.gif CNW.gif MET.gif barclaycard.gif ipswich_building_society.jpg virgin.gif SBS.gif YBS.gif vanquis.jpg BSA.gif BNW.gif BWO.gif CAN.gif securetrust.gif BNC.gif o2.jpg lv.gif TBS.gif market_harborough_building_society.jpg BNT.gif fidelity.gif americanexpress.jpg chorley_building_society.jpg aegon.gif CAM.gif TCO.gif aqua.jpg BLF.gif BFU.gif capitalone.gif plusnet.jpg BMO.gif LEE.gif CTE.gif ULS.gif zopa.jpg NBS.gif bt.jpg amigo.gif fluid.jpg progressive_building_society.jpg healthonline.jpg scottish_building_society.jpg BAA.gif VBS.gif fundingcircle.gif the_mansfield_building_society.jpg uk-general.jpg CLY.gif TIP.gif sainsburys.gif FID.gif rsa.jpg eon.gif BDA.gif ovo_energy.jpg HEC.gif scottish_power.jpg BPR.gif BOI.gif tesco.jpg npower.gif bath_building_society.jpg BBV.gif FAM.gif BME.gif carloans4u.jpg WBB.gif m&s.gif BCH.gif clydesdale_bank.jpg TSB.gif NAP.gif HSB.gif CTS.gif BNR.gif ageas.jpg POS.gif axa.jpg BHI.gif sky.jpg BHX.gif sse.jpg ACC.gif saga.jpg RBS.gif BLH.gif
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter