01244 950 304

How Previous Convictions May Affect Your Home Insurance

Compare how previous convictions may affect your Home Insurance cover online. Get a quote today and see how much you could save.

Please select the type of insurance

01244 950 304


Since April 2013 you no longer have to declare any 'unspent criminal convictions' when applying for insurance. Your insurance company has to ask the necessary questions to work out if they can provide insurance for you. Insurers say they want to know about convictions because they could affect how much you're charged for your insurance, or whether you get cover in the first place. The reason some convictions are relevant is obvious, but with others it's far less clear, for example:

Fraud and arson are two convictions that household insurers will be particularly concerned about. However, they may also decide to charge you a higher premium if you've been convicted of assault because of the increased risk of reprisal attacks.

For specialist insurance check our comparisons to find a great deal

Cover your contents

Home insurance will cover you for your belongings within your home up to a certain value.  You can also get extra protection for valuable items or items that you take out of your home.

Get your quote

Protect your property

In case of serious damage to your property, buildings insurance will protect you should you need to cover the cost of rebuilding your entire home.

Get your quote

Tailor your insurance cover

Standard home insurance policies may not cover all eventualities - however you can tailor your insurance to add extra cover, such as high value items or accidental damage cover.

Get your quote

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

How it works

step 1 step 2 step 3

Our trusted brands

view more
VBS.gif chorley_building_society.jpg CTE.gif RBS.gif CTS.gif FID.gif CAN.gif
HEC.gif CNW.gif BBS.gif lv.gif BCH.gif BSA.gif LEE.gif o2.jpg scottish_building_society.jpg ACC.gif ageas.jpg YBS.gif capitalone.gif virgin.gif BNT.gif CAN.gif CAM.gif SBS.gif NBS.gif BLH.gif CLY.gif plusnet.jpg POS.gif FID.gif bt.jpg BME.gif NAP.gif BMO.gif ovo_energy.jpg TIP.gif HSB.gif TSB.gif BNR.gif progressive_building_society.jpg barclaycard.gif BLF.gif the_mansfield_building_society.jpg zopa.jpg scottish_power.jpg BAA.gif CTS.gif BHI.gif aqua.jpg RBS.gif clydesdale_bank.jpg BOI.gif market_harborough_building_society.jpg eon.gif TBS.gif aegon.gif m&s.gif tesco.jpg CTE.gif healthonline.jpg BNC.gif vanquis.jpg fluid.jpg sainsburys.gif BFU.gif TCO.gif BPR.gif BNW.gif rsa.jpg fidelity.gif fundingcircle.gif sse.jpg WBB.gif chorley_building_society.jpg americanexpress.jpg saga.jpg carloans4u.jpg BBV.gif FAM.gif VBS.gif sky.jpg ULS.gif MET.gif ipswich_building_society.jpg BHX.gif BWO.gif BDA.gif npower.gif axa.jpg uk-general.jpg bath_building_society.jpg securetrust.gif amigo.gif
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

Sign up to our newsletter