Need home insurance but had claims in the past? Having a history of insurance claims shouldn't stop you from protecting yourself and your home, but it may make it a little more difficult.
A history of claiming on your home insurance in the past 5 years may affect your premiums when applying for future coverage. You may be required to have a higher premium or excess due to past claims, even if it wasn't you that made the claim but the previous house owner you may find it difficult to find an insurance provider.
Check out our comparisons to find the best non standard home insurance for you.
Cover your contents
Home insurance will cover you for your belongings within your home up to a certain value. You can also get extra protection for valuable items or items that you take out of your home.
SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.
Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.
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