Passing your driving test for the first time is very exciting and you'll be eager to get out on the road.
If you don't have your own vehicle, you may be able to become a named driver on a parent's policy, however having your own insurance policy on your own car will allow you to be able to build up your no claims bonus (NCB).
Car insurance for young drivers is often more expensive as with little experience and little or no NCB, insurance companies will see you as a higher risk than other drivers, but don't let that put you off!
There are ways to get a cheaper insurance policy if you're a young driver.
Think about the type of car you drive and if you're looking to buy one, choose a car with a small engine as opposed to a powerful fuel-guzzling car. Choosing a car that is in a lower insurance category will go a long way to saving money on your premium.
Many companies have also introduced 'black box' insurance policies, where you'll have a telematics box fitted to your car. This will examine the way you drive, so if you can show your insurance provider that you're a safe and responsible driver, you could see you premium reduce.
As a young driver, you may find that car insurance can be an expensive purchase SoSmart Money is here to help!
You can compare a number of policies online by using the comparison tables powered by Seopa which compares over 100 companies to find you the right deal.
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