Third Party Car Insurance

Compare the best rates for Third Party Insurance at SoSmart Money.

What does Third Party Insurance cover me for?

Anyone who drives a vehicle will need to be covered by a valid insurance policy and the minimum cover that you require is Third Party Car Insurance.

Third Party Cover will protect you in the event you cause damage to another vehicle, person or property in an accident.  It does not cover anything that happens to you or your own vehicle.

In addition to Third Party only insurance you may choose to add on fire and theft.  This will not cover any damage to your vehicle which is caused by an accident but will cover you if your car is stolen or damaged by fire.

Many people choose third party insurance as they believe it will be much cheaper than a comprehensive car insurance policy but this is not always the case.

It's always best to shop around for the best policy - so by using a comparison tool you can compare prices for both third party and comprehensive insurance and see which deal is right for you.

You can retrieve a previously saved quote by clicking below:


How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

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"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


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