Start your IVA enquiry

Struggling with debts over £5,000? Become debt free with an IVA, speak to an advisor today to see how an IVA could help you become debt free.

  • Write off up to 70% of debt
  • Freeze all interest payments
  • Prevent legal action from creditors

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Be debt free in 60 months*

  • No credit checks
  • Protects your assets
  • Non judgemental

Discrete & confidential

Your consultation is completely discrete and confidential – we respect your privacy!

We are here to help

We speak to hundreds of people each week in similar circumstances to you.

What exactly is an IVA?

boardWhat is an IVA? – An IVA or Individual Voluntary Arrangement is a formal agreement made between the person in debt and their creditors. The agreement allows the person in debt to make regular monthly payments towards clearing their debt over a fixed amount of time.

All further interest and charges on the outstanding debt are stopped. At the end of the arrangement, any unpaid debt is written off.

What are the benefits?

  • Telephone calls and payment demands stopped
  • Interest and late payment charges frozen
  • Single, affordable monthly payment
  • Protection from court action, creditors and bailiffs
  • Completely confidential – we respect your privacy!
Do I qualify?

Debts that can be included

  • Car hire purchase
  • Council tax arrears
  • Credit cards
  • Overdrafts
  • Payday loans
  • Personal loans
  • Phone bills
  • Rent arrears
  • Store cards
  • Utility debts