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Cookies

Information about our use of cookies

Last updated: 16 February 2013

Our site uses cookies to distinguish you from other users of the site. Cookies help us improve your experience when you browse our site, especially when you revisit it.

A cookie is a small file of letters and numbers that our site stores of your device, for example your computer, laptop, tablet or mobile phone.

We use the following cookies on SoSmart Money.

  • Strictly necessary cookies. These are cookies that are required for the operation of our site. For example, cookies that enables you to log into secure areas of our site, to make an online payment.
  • Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our site when they are using it. This helps us to improve the way our site works in an informed way, for example, by ensuring that users are finding what they are looking for easily.
  • Targeting cookies. These cookies record your visit to our site, the pages you have visited and the links you have followed. We will use this information to make our site and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

You can find more information about the individual cookies we use and the purposes for which we use them in the table below.

 

Cookie name

Cookie Provider

Type

Expires

Information

PREF

Google

performance

2 years

The browser sends this cookie with requests to Google's sites, it stores preferences and other information, such as your preferred language, how many search results you wish to have shown per page, and whether or not you wish to have Google's SafeSearch filter turned on.

Further information on Google Analytics cookies and how to opt out.

__utma

Google Analytics

Targeting

2 years

This tracks the first and last visit and the number of times you visit our site. Each unique browser that visits a page on the site is provided with a unique ID so subsequent visits to the website via the same browser are recorded as belonging to the same visitor.

Further information on Google Analytics cookies and how to opt out.

__utmb

Google Analytics

Targeting

30 minutes

A timestamp of the exact moment in time when you enter our site is used by Google to establish a session. If either of this or the __utmc cookie is absent, further activity by the user initiates the start of a new session.

Further information on Google Analytics cookies and how to opt out.

__utmc

Google Analytics

Targeting

End of session

A timestamp of the exact moment in time when you leave the site - having waited 30 minutes for another page view to happen, and if it doesn't, it expires. If either of this or the __utmb cookie is absent, further activity by the user initiates the start of a new session.

Further information on Google Analytics cookies and how to opt out.

__utmz

Google Analytics

Targeting

6 months

This keeps track of where you came from, what search engine was used, what link was clicked on, what keywords used, and where in the world the site was accessed from. It is used to determine visitor navigation within the site and gets updated with each subsequent page view to the site. The type of referral information of the visitor stored includes the referring site via a search engine result, a direct link, or an ad that links to the page.

Further information on Google Analytics cookies and how to opt out.

__atuvc

AddThis

performance

2 years

The AddThis social sharing site uses Javascript on the client side to create and use this cookie. No data from the cookie is sent back to AddThis but it ensures the page count is updated when a user shares a page and returns to it before the share count cache is updated.

Further information on AddThis cookies and how to opt out.

di

AddThis

performance

2 years

This stores a randomly generated number, which allows users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

dt

AddThis

performance

1 month

This stores an "X", which allows users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

loc

AddThis

performance

2 months

This stores a country code and randomly generated letters and numbers, which allows users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

psc

AddThis

performance

End of session

This stores a number, which allows users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

uid

AddThis

performance

End of session

This randomly generates and stores letters and numbers, which allows users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

uit

AddThis

performance

1 day

This stores a number, which allows users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

user_segment

AddThis

performance

1 month

This allows users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

uvc

AddThis

performance

End of session

This allows users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

ssh

AddThis

performance

2 years

This stores your favourite preferences to allow you to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.

Further information on AddThis cookies and how to opt out.

Please note that, as well as Google Analytics,WeSoSmart Money uses other third party cookies, including, for example, from advertising networks and providers of external services like web traffic analysis services. These cookies are likely to be analytical/performance cookies or targeting cookies. Please check the third party's privacy policy for information about the cookies they use.

We use Google Analytics to understand how the site is being used in order to improve the user experience. User data is all anonymous. This analytics tool is used to analyse site usage, how our users arrive at our site, what they do on the site, what browser they are using and on what operating system etc. However, this analytics data is not tied to personally identifiable information. You can find out more about Google's position on privacy as regards its analytics service at http://www.google.com/analytics/learn/privacy.html

To opt out of being tracked by Google Analytics across all websites visit

http://tools.google.com/dlpage/gaoptout

 

For further reading on cookies you can visit

AboutCookies.org

You can block other cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

If you wish to restrict, block or delete cookies from our website - or any other website - you can use your browser to do this. Each browser is different so check the 'Help' menu of your particular browser to learn how to change your cookie preferences.

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How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable leader and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."

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