01244 950 304

Repayment Mortgages

Use the comparison calculators below
or speak to one of our advisers for expert advice

01244 950 304

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Repayment Mortgage

A repayment mortgage can also be known as a 'capital and interest mortgage'.  With a repayment mortgage you will gradually pay off the total amount borrowed over the term of the mortgage, until the full balance has been paid off.

A regular payment will be made to your lender on a monthly basis.  If you are looking for a new repayment mortgage, you can use the mortgage calculator above to work out what your monthly payments would be based on the amount you need to borrow and the interest rates that apply. 

Unlike an interest-only mortgage, a repayment mortgage will guarantee that the entire loan will be paid off at the end of the mortgage term.


Remortgaging your home to get a batter rate? Use our remortgage comparison tool to find a competitive mortgage.


First Time Buyer

Buying your first home? We can help you to find a low rate mortgage deal that will give you a start on the property ladder.


Buy to Let

Buying a property to let out to tenants? Use our comparison tables to find a low rate mortgage deal to suit you.


Useful tools and calculators

Stamp duty calculator

Check how much stamp duty you will need to pay

Borrow calculator

Estimate how much you can borrow based on your income. If single, enter 0 in second persons income

LTV calculator

Calculate the loan to value that you need

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How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

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"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


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