01244 950 304

Poor Credit Mortgage

Use the comparison calculators below
or speak to one of our advisers for expert advice

01244 950 304

Start your quote

Finding a mortgage if you have poor credit

If you are currently looking for a mortgage, then you may find that your poor credit is having an impact on your situation.  Most mainstream lenders are unlikely to approve a mortgage for someone with poor credit. 

However, there is help available.  Some lenders actually specialise in poor credit mortgages.

In order to find out if you are eligible for a poor credit mortgage, why not speak to a qualified adviser who will be able to assess your situation and let you know what mortgages are available for someone with poor credit.

Remortgaging

Remortgaging your home to get a batter rate? Use our remortgage comparison tool to find a competitive mortgage.

Compare

First Time Buyer

Buying your first home? We can help you to find a low rate mortgage deal that will give you a start on the property ladder.

Compare

Buy to Let

Buying a property to let out to tenants? Use our comparison tables to find a low rate mortgage deal to suit you.

Compare

Useful tools and calculators

Stamp duty calculator

Check how much stamp duty you will need to pay

Borrow calculator

Estimate how much you can borrow based on your income. If single, enter 0 in second persons income

LTV calculator

Calculate the loan to value that you need

Free credit report

We have teamed up with Noddle, who will provide you with a free credit report for life.

Get your report

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."

awards

Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted mortgage brands

view more
SBS.gif BNW.gif BDA.gif POS.gif ULS.gif VBS.gif BNT.gif
BPR.gif BLH.gif HSB.gif tesco.jpg ipswich_building_society.jpg SBS.gif bath_building_society.jpg POS.gif FAM.gif RBS.gif TBS.gif BMO.gif BBV.gif BHI.gif TIP.gif market_harborough_building_society.jpg TSB.gif WBB.gif scottish_building_society.jpg FID.gif BHX.gif BLF.gif BWO.gif YBS.gif CLY.gif CTS.gif BNW.gif BDA.gif BBS.gif CNW.gif LEE.gif BNT.gif CAN.gif ULS.gif BME.gif HEC.gif YOR.gif NBS.gif BFU.gif CTE.gif VBS.gif BSA.gif NAP.gif CAM.gif chorley_building_society.jpg clydesdale_bank.jpg BCH.gif

How it works

step 1 step 2 step 3

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

FAQs
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • What lenders do you compare?
  • Will I be contacted by other companies?

latest news View All News

So you have adverse credit

Don't worry we can still help, simply follow the steps below

1

First go to: noddle.co.uk and get a copy of your credit report (don't worry the service is free for life)

get my report
2

Then get in touch with us and let us know your score, good or bad!

Call 01244 456 570

or

Request a call
3

We'll then search for a lender who will be suitable for you.

Using your credit score allows us to apply for products you're more likely to be accepted for.

Sign up to our newsletter