Fixed Rate Mortgage Deals

Use the comparison calculators below
or speak to one of our advisers for expert advice

01244 264 866

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New mortgage deals

If your current mortgage deal is about to come to an end or you're already on your lender standard variable rate, then you may want to consider finding yourself a new mortgage deal and see how much money you could save!

Compared to other outgoings, your mortgage is likely to be a significant amount per month - finding a new deal with a competitive rate could see you saving hundreds of pounds per month. Why not enter your details into our mortgage calculator, compare a wide range of fixed-rate or discounted deals - hopefully you'll be able to find the right deal for you.

Looking for mortgage advice?

You've come to the right place.  If you're finding the process of looking for a mortgage rather daunting then let us help.  We can put you in touch with a qualifed mortgage adviser who'll be able to guide you through the process - taking away the stress from you, and helping you to make the right decision.

Use their expertise - they have a wide range of knowledge from across the mortgage market so should be able to answer any questions you have.  Their service is completely free of charge and you're under no obligation to use their services but don't forget that advisers often have exclusive access to deals that you might not be able to get elsewhere so it's worth giving them a call to see if they can help you.


Remortgaging your home to get a batter rate? Use our remortgage comparison tool to find a competitive mortgage.


First Time Buyer

Buying your first home? We can help you to find a low rate mortgage deal that will give you a start on the property ladder.


Buy to Let

Buying a property to let out to tenants? Use our comparison tables to find a low rate mortgage deal to suit you.


Useful tools and calculators

Stamp duty calculator

Check how much stamp duty you will need to pay

Borrow calculator

Estimate how much you can borrow based on your income. If single, enter 0 in second persons income

LTV calculator

Calculate the loan to value that you need

Free credit report

We have teamed up with Noddle, who will provide you with a free credit report for life.

Get your report

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Trusted mortgage brands

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How it works

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  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

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So you have adverse credit

Don't worry we can still help, simply follow the steps below


Get a copy of your fill from Uk Credit Rating using their FREE* service.

get my report

Then get in touch with us and let us know your score, good or bad!

Call 01244 950 304


Request a call

We'll then search for a lender who will be suitable for you.

Using your credit score allows us to apply for products you're more likely to be accepted for.

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