65% LTV Mortgage
In recent years, it has become the norm for many lenders - particularly in the remortgage market - to ask for a deposit of at least 40%. This means you need to have at least 40% equity built up in your home or have saved 40% of the property's value.
Anything over this amount would normally be classed as a high LTV mortgage.
This does not mean you won't be able to get a mortgage if you have a smaller deposit - far from it. There are plenty of lenders around who can offer competitive rates for lower deposits - just use the mortgage calculator to compare what's available.
Just remember the higher the deposit you are able to offer, the more preferential rates you will find.
Remortgaging
Remortgaging your home to get a batter rate? Use our remortgage comparison tool to find a competitive mortgage.
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First Time Buyer
Buying your first home? We can help you to find a low rate mortgage deal that will give you a start on the property ladder.
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Buy to Let
Buying a property to let out to tenants? Use our comparison tables to find a low rate mortgage deal to suit you.
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