01244 456 570

Compare mortgages
Get your quotes today

Use the comparison calculators below
or speak to one of our advisers for expert advice

01244 456 570

Request a call back

What type of mortgage are you looking for?

Our mortgage calculator makes it easy for you to compare and helps you find the best mortgage deals online. Alternatively, you can call for expert mortgage advice and knowledge on the number above.

Compare remortgage deals

Get your remortgage quote View deals
Todays top remortgage deals * 1
Sorry there has been an error, please refreah the page.

Compare first time buyers mortgages

Your first time buyer quote View deals
Todays top first time buyer deals * 2
Sorry there has been an error, please refreah the page.

Compare mortgages for moving home

Get your new mortgage quote View deals
Todays top new mortgage deals * 3
Sorry there has been an error, please refreah the page.

Compare buy to let mortgages

Get your buy to let quote View deals
Todays top buy to let deals * 4
Sorry there has been an error, please refreah the page.

Compare Mortgages - Mortgage Calculator

If you're a first-time home buyer or your mortgage is just costing you too much, you've come to the right place! We understand that buying a home is one of the most significant and life-changing purchases you'll ever make, and often finding the best mortgage deal can be a perplexing and time-consuming task. That is why we have created a comparison tool to help you find the best mortgage rates. Our comparison tool compares the whole of the market and finds you the best rates for your entered details. We are independent mortgage advisers who can advise you the best mortgage deals to suit your personal circumstances and can provide mortgage advice which can save you time and money. Start today - compare mortgage rates and find competitive mortgage quotes from top lenders!

Find Cheap Mortgage Rates at SoSmart Money

Our comparison tables above are easy to use and can help you to research the whole of the market for top mortgage deals. Whether you are looking for a first time buyer mortgage, a remortgage, looking to move home or looking for a Buy to Let mortgage for an investment property our comparison tables can help you. Once you have found the best mortgage for you we can put you in touch with an expert advisor from an FCA regulated firm to discuss your mortgage requirements in detail. Use our mortgage calculator to get a better understanding as to how much you can borrow for your dream home.

SoSmart Money are dedicated to helping you find the best deal tailored to meet your mortgage needs. Our useful calculators and best buy tables will help you see if you can find a better deal or save money on your existing mortgage and our independent financial advisors can be there to guide you every step of the way, to take the stress out of the experience of getting a mortgage.

Have a look at our specialist guides to get more information on different types of mortgages and other useful hints and tips.


Remortgaging your home to get a batter rate? Use our remortgage comparison tool to find a competitive mortgage.


First Time Buyer

Buying your first home? We can help you to find a low rate mortgage deal that will give you a start on the property ladder.


Buy to Let

Buying a property to let out to tenants? Use our comparison tables to find a low rate mortgage deal to suit you.


Useful tools and calculators

Stamp duty calculator

Check how much stamp duty you will need to pay

Borrow calculator

Estimate how much you can borrow based on your income. If single, enter 0 in second persons income

LTV calculator

Calculate the loan to value that you need

Free credit report

We have teamed up with Noddle, who will provide you with a free credit report for life.

Get your report

How can we help you?

SoSmart Money are specialists when it comes to mortgage and insurance advice. Our trained expert advisers have access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable leader and product for your needs.

Speak to one of our experts for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted mortgage brands

view more
CTS.gif BBV.gif BSA.gif BBS.gif YBS.gif BNT.gif ipswich_building_society.jpg
BNW.gif CAM.gif HEC.gif ULS.gif HSB.gif BPR.gif YBS.gif BHI.gif CTE.gif BLF.gif YOR.gif BHX.gif BLH.gif BFU.gif WBB.gif CLY.gif LEE.gif clydesdale_bank.jpg chorley_building_society.jpg RBS.gif TSB.gif TBS.gif BWO.gif SBS.gif tesco.jpg BME.gif scottish_building_society.jpg POS.gif BMO.gif ipswich_building_society.jpg FAM.gif BNT.gif BSA.gif BCH.gif CNW.gif VBS.gif FID.gif BBV.gif CAN.gif CTS.gif TIP.gif BBS.gif market_harborough_building_society.jpg bath_building_society.jpg NBS.gif NAP.gif BDA.gif

How it works

step 1 step 2 step 3


  • Will I be charged for using SoSmart Money?
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • What lenders do you compare?
  • Will I be contacted by other companies?

latest news View All News

Use the search tool below to find what you are looking for:

close search

So you have adverse credit

Don't worry we can still help, simply follow the steps below


First go to: noddle.co.uk and get a copy of your credit report (don't worry the service is free for life)

get my report

Then get in touch with us and let us know your score, good or bad!

Call 01244 456 570


Request a call

We'll then search for a lender who will be suitable for you.

Using your credit score allows us to apply for products you're more likely to be accepted for.

Request a call back

By submitting your details you are agreeing to be contacted by a SoSmart Money mortgage adviser who will be able to discuss your requirements, and that you agree to the terms of our Privacy Policy.

Sign up to our newsletter