SoSmart Money Blog & News

Hand with wooden blocks showing low mortgage rates

Are these some of the lowest fixed rate mortgage deals we’ve ever seen?

As the economy begins to recover post-pandemic, UK lenders are making moves to attract customers back.  As a result, homebuyers and remortgag

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personal loan

House deposit – how much do I need to buy my first home?

When buying your first home you will need to have a house deposit.  This will typically be at least 5% or 10% of the value of the property.

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Big house small house

What’s stopping you from getting a remortgage?

Getting a remortgage can be a fairly straightforward process.  But there can also be factors that could hinder your application.  Howeve

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first home

What you need to know if you’re moving from renting to buying

The most recent data from the Halifax Buying vs Renting review shows that the average cost of renting a home in the UK will set you back £68 a mo

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Wooden House - Covid-19 affect your remortgage

One Year On: What impact has Covid had on the mortgage market?

Just over a year ago, the UK came to a standstill.  We saw a virus develop across the globe at the start of 2020, but little did we know that ju

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man considering income protection

5 reasons why debt consolidation could help you manage your finances.

Do you have a lot of outstanding debt?  In some cases, people can juggle multiple credit cards and other credit balances with no issues.  Howeve

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