SoSmart Money Blog & News

mortgage application

Who will accept your mortgage application?

Whether you’re a first-time buyer or you’re looking for a new deal, the mortgage application process can be a bit of a headache.  Even

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ready for summer

How to get your home ready for Summer

Whilst we may want to spend a carefree Summer enjoying holidays, trips to the beach or playing in the park with the family, we can’t forget about

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Couple on honeymoon after getting a secured loan

What can a secured loan be used for?

If you are looking to raise a large amount of cash, or you are having difficulty obtaining another type of loan, then a secured loan could be the s

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fixed rate mortgage

Would it be smart to move to a fixed rate mortgage in 2019?

If you’re asking yourself this question, then you’re probably worried that interest rates are going to rise. The main advantage to a fixed rate

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Buy a property

Can I buy a house on minimum wage?

The current minimum wage in the UK for over 21’s is £7.70 (over 25’s £8.21). However, with the rising cost of house prices, what are the

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interest rate rises

How to avoid mortgage rate rises

Millions of homeowners are at risk of becoming mortgage prisoners if the Bank of England’s base rate rises any further, so what can you do to avo

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