SoSmart Money Blog & News

piggy bank

How can I reduce my spending in the New Year?

Spent too much money at Christmas?  You’re not alone.  There will be plenty of others who plan to cut back on their spending in the New Year. Read More

Ghost - Financial Mistakes

Ghost of Christmas Past: Haunted By Financial Mistakes

Before a lender accepts you for a mortgage, they’ll want to check out whether or not you are a reliable candidate – after all, they want to kno

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healthy christmas

Top tips for a healthy Christmas

‘Tis the season to be jolly and for most that means a few weeks of complete indulgence –tempted by a plethora of tasty treats and social occasi

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healthy this winter

Top tips to stay healthy this winter

Winter is a little bit like Marmite, you either love it or you hate.  So which category are you?  One of those who relish those cold, crisp morni

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mortgage at 40

Can I get a mortgage at 40?

30 years ago, the average age of a first-time buyer was just 29 years old.  Currently it stands at 38 and in the next decade it’s expected to ri

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care at home

Would you let a stranger care for you?

Last week’s news brought us one of the more radical solutions that we have heard to the ongoing NHS crisis –recovering patients being placed in

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