SoSmart Money Blog & News

gifting a deposit

Advice for ‘The Bank of Mum and Dad’

Saving for a deposit is a worry for a lot of first time buyers. Even with government assistance like help to buy, you still need a 5% deposit. The

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single income mortgage

Will I get a mortgage on a single income?

The average age of UK first-time buyers is 30 years old, and nowadays many people aren’t settling down until later on in life. Stepping on to the

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estate agent signs

Should I use online or local estate agents to sell my home?

Whilst online estate agents are relatively new kids on the block compared to their high street counterparts, more and more people are choosing to u

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mortgage term

Mortgage approvals drop – what does this mean for the housing market?

The number of mortgage approvals has fallen to a seven-month low, but what does this mean for the housing market?

According to UK Finance, m

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Happy first-timer buyer

Dreaming of owning your first home?

Owning your first home for 25-34 year olds has decreased in the past 25 years due to rising house prices and the cost of living. Fewer young adults

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mortgage fee

Don’t get caught by the mortgage fee trap!

Despite the fact that the Bank of England base rate rose again earlier this year, mortgage rates are still highly competitive with many homeowners

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