SoSmart Money Blog & News

Couple getting keys to new home

Hidden costs to look out for when buying your first home

If you’re buying your first home, the first thought that will pop into your head will be how much you need to save for your deposit.


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approved for a mortgage

How to improve your credit score before a mortgage application?

If you plan to buy a new home or remortgage within the next year or so, it may be wise to take steps now in order to clean up your credit score. 

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Easy ways to make your home ready to sell

Have you found your next property and are ready to sell?   A quick sale of your current property is likely to give you a sense of relief that at

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Mortgage rates

Understanding the different types of mortgage

As a first-time buyer, the mortgage market is certainly daunting. Even just the terminology can be confusing.  For starters, there are lots of d

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long-term mortgage deals

Should I pay off my mortgage before retirement?

A mortgage is, for most people, the biggest monthly outgoing.  Making sure this is paid off before retirement is certainly a financial goal s

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Are cashback mortgages a sensible option?

How to create your ideal work from home environment

Have you been asked to work from home during the pandemic?  If so you may be struggling to be as productive as usual as there are so many distrac

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