SoSmart Money Blog & News

mortgage application

Can I remortgage after starting a new job?

Starting a new job is a very exciting time.  Embarking on a new career, meeting new people, taking on new challenges, there are lots of things to

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remortgage deal

Which house survey do I need for remortgaging?

A house survey is an integral part of the mortgage process. Whether you are a first-time buyer or are remortgaging, your lender will want to know

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man considering income protection

I can’t remortgage – what are my options?

When your current deal comes to an end you may look to remortgage.  This could be to a lower rate to cut down your monthly payments or you ma

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house sellers - new kitchen

Can I remortgage to pay for home improvements?

During the last 18 months the coronavirus pandemic has really made us re-evaluate what we want from our homes.  Whether it’s a more practic

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mortgage overpayments

Why overpaying your mortgage could save you money in the long-term

Overpaying your mortgage, with small regular payments could save you thousands of pounds over the term of your mortgage.  


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payment holiday

What does the surge in house prices mean for buyers and sellers?

House prices have been continuously growing throughout 2021.  If you are planning to buy or sell a home, you’ll want to know what is likely to

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