SoSmart Money Blog & News


How can I benefit from remortgaging?

As a homeowner your mortgage is likely to be your biggest debt so remortgaging can provide a way of streamlining your finances – however there ma

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stamp duty

Stamp Duty changes: What you need to know

In last week’s budget, the Chancellor of the Exchequer, Philip Hammond abolished stamp duty for first-time buyers on all properties valued up to

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cheap mortgage 2018

How to get a cheap mortgage in 2018

With Christmas just around the corner, most home buyers will be waiting until 2018 before starting the mortgage process.  But will there still be

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Ghost - Financial Mistakes

Ghost of Christmas Past: Haunted By Financial Mistakes

Before a lender accepts you for a mortgage, they’ll want to check out whether or not you are a reliable candidate – after all, they want to kno

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mortgage at 40

Can I get a mortgage at 40?

30 years ago, the average age of a first-time buyer was just 29 years old.  Currently it stands at 38 and in the next decade it’s expected to ri

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renting property

How to transition between renting and buying a home

Renting may have been a good choice for you so far, but perhaps your circumstances have changed and you want to make the move to being a homeowner

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