SoSmart Money Blog & News

interest rate rises

Why borrowers should act now to avoid interest rate hikes

Interest rates dropped to record levels during the coronavirus pandemic.  However with the country on the path to recovery, it was always unlikel

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denied life insurance

Why your mortgage application may get rejected and what you can do to help

There are a number of reasons why a lender may reject your mortgage application.  We take a look at some of the most common reasons below as well

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Reasons why you could be a mortgage prisoner

A mortgage prisoner is someone who struggles to move their loan to another bank or building society.  This could happen for a number of different

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Are cashback mortgages a sensible option?

Can a mortgage broker help you to get a better deal?

If you are coming to the end of your current deal , now could be a good time to remortgage.  But is it worth using a mortgage broker to see i

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remortgage deal

Can I remortgage within six months of purchasing a property?

If you’ve bought a property through an auction, one that’s been repossessed or you’ve secured one at a discounted price through a private sa

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Big house small house

How to port your mortgage when moving home

To port your mortgage is the act of transferring your existing mortgage deal to a different property. 

Technically, when your home

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