SoSmart Money Blog & News

Mortgage Calculator

6 ways to finance a first-time home

buying your first-time home can be an exciting but daunting prospect. With house prices rising and money being tight all around it can seem like ge

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6 benefits to remortgaging your property

Remortgaging is where you take out a new mortgage on the property you own, it can replace your existing mortgage or allow you to borrow money. The

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Credit, credit score, credit rating

Top tips for getting a mortgage with a bad credit history

Don’t let your bad credit history deter you from your dream of owning a home. The truth is if you have a bad credit history it can mean highe

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What do I need for my mortgage application?

The home buying process can be a lengthy one so in order to give yourself a head start it’s a good idea to try and sort out everything you need f

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ensure you’re ready to be a first-time buyer

How to beat the mortgage rate rise

For many the possibility of an impending rate rise as early as May this year means your monthly mortgage costs could rise. With the hint from the B

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how much can you borrow?

HSBC introduces 95% LTV mortgages

First-time buyers will need deposits of just 5%, with HSBC offering 95% LTV mortgages through its broker partners.

Spring has officially s

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