SoSmart Money Blog & News

Mortgages for over 55's

Mortgages for over 55’s

Getting a mortgage over 55 and into retirement can be as daunting as first getting on the property ladder. With increased property values and large

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save for a deposit

Will you be able to save for a deposit in 2019?

If you’ve decided that your new year’s resolution is to save for a deposit then you’ll need to work out how to go about it. As a first-ti

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Can I get a mortgage if I've had a CCJ?

Can I get a mortgage if I’ve had a CCJ?

If you’re looking to purchase but worried about a CCJ, then you may be under the assumption that no lender will make you an offer. However, g

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downsizing

Top tips for successfully downsizing your property

If the demands of maintaining a large house and garden are proving to be a challenge then you may consider downsizing to a smaller property. If you

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Can I get a mortgage if I've had a CCJ?

Top 10 things that could stop you getting a mortgage

So you’ve found your dream home and want to apply for a mortgage. It’s at this point that most house-hunters hit their first major hurdle – g

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gifting a deposit

Advice for ‘The Bank of Mum and Dad’

Saving for a deposit is a worry for a lot of first time buyers. Even with government assistance like help to buy, you still need a 5% deposit. The

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