SoSmart Money Blog & News

Couple on honeymoon after getting a secured loan

What can a secured loan be used for?

If you are looking to raise a large amount of cash, or you are having difficulty obtaining another type of loan, then a secured loan could be the s

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2020 finance goals - girl with cash

How much can I borrow with a personal loan?

Whether you’re looking to make some home improvements, purchase a new car or you’re wanting to consolidate your debts, a personal loan could pr

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Holiday or home improvements

Holiday or home improvements – which should I choose?

With the British summer time pretty much non-existent at the moment, you could be forgiven for wanting to have a holiday abroad in the sunshine.  

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switch mortgage lender

Will I get a personal loan if I have bad credit?

The simple answer is YES it is possible! Even with a poor or limited credit history, it may still be possible for you to be accepted for a personal

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type of loan

How to choose the right type of loan?

There is more to choosing a loan than getting a quick injection of cash – picking the right type of loan could make your borrowing much cheap

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self-employed mortgage

How do you plan to spend your loan?

If you are a homeowner with enough equity in your property, a secured loan could give you access to a lump sum of money which can be used for any p

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