There is no doubt that some of the most popular Christmas presents this year will be the latest smart technology gadgets or stylish fashion items, but if you’re looking for a present that offers good value for money then you might want to think about something that isn’t going to go out of style within the next few months – what about life insurance?
Now life insurance might not be the first thing you think about when writing to Santa Claus, but perhaps it’s time to think a little differently about your Christmas wish list!
Here are some reasons why you should consider treating yourself to Life Insurance this Christmas:
It’s a gift for all the family
Forget the latest games console or Smart TV – life insurance is a completely selfless gift, putting your family’s needs before your own. Life insurance offers your family a financial safety net should something unexpected happen to you in the future.
It lasts a lifetime
Some gifts that you receive at Christmas might give you pleasure for a few weeks, but if you want something with longevity then you could do worse than a life insurance policy. Taking out a life insurance policy will last for years – a whole of life policy will last your entire lifetime.
It’s more affordable than you might think
Many people put off buying life insurance because they believe it’s going to be far too expensive. But it doesn’t have to be. If you buy a policy whilst you are young and in good health – and you aren’t a smoker – it shouldn’t cost you more than a few pounds each month. The cost of your premium will depend on a number of factors such as your age, health and lifestyle – as well as how much you wish to ensure yourself for – but why not ask for a quote? You might just be surprised how little it costs to give yourself a lifetime of protection for you and your family.
It’ll give you peace of mind for years to come
Christmas and New Year is often a great time to start planning your finances for the next year so why not include a Life Insurance plan too? You can start 2018 with complete peace of mind that you’ll be covered in case of unexpected events – and for many years to come too.
So life insurance might not seem like the most glamourous gift to buy this Christmas but when you look at the benefits your family may appreciate the thought behind it more than a simple material gift!
SoSmart Money are specialists when it comes to mortgages and insurance. We can put you in touch with a trained expert, who has access to the UK’s leading lenders and using their knowledge and skills will place you with the most suitable lender and product for your needs.
The above post is intended to be informative but does not constitute advice – financial, legal or otherwise. Any opinions given are the author’s own and do not necessarily reflect the views of SO Media.