SoSmart Money Blog & News

pay off your mortgage early

Should you pay off your mortgage early or save the cash?

If you’ve recently remortgaged onto a lower interest then you’ll hopefully be benefiting from extra cash in your pocket each month. Initially,

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secured loan

Is a secured loan a better option than a mortgage?

A secured loan is a form of credit taken out by a homeowner. Typically a secured loan is used to borrow a large sum of cash, perhaps to make major

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equity home improvements

How to use the equity in your property for home improvements

If you are looking to make some major home improvements, you may be able to finance this by accessing the equity in your property.

Most home

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partner onto the mortgage

How do I add my partner onto the mortgage?

If you own your own home, and your partner has been living with you, there may come a point when you want to add your partner onto the mortgage wit

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The importance of protecting your lifestyle

You wouldn’t think twice about protecting your home or your car…or your cat! But surely it’s just as important to protect your lifestyle?

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self-employed mortgage

5 questions you should really ask your mortgage broker

Using a mortgage broker can be an invaluable way to get through the mortgage application process.  They can save you time and help you to find a g

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