SoSmart Money Blog & News

The Rising Costs of Childcare

Who looked after you when your parents went to work? I grew up in a very rural area where your closest living thing other than your family was prob

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The bare facts of airline adverts!

Ah, the joys of using airlines! Not only do we often have to fork out a princely sum for our ticket but we then have to endure the importan

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lower mortgage rate

I want to switch to a lower rate mortgage but I don’t know how?

Mortgage experts are always telling you to switch to a lower rate mortgage because interest rates are at an all time low and it could save you mone

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40-year mortgage

Is getting a 40-year mortgage a good idea?

Recent figures (from the financial data website Moneyfacts) show that more and more mortgages are appearing on the market that allow homebuyers to

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How will Brexit affect your mortgage?

There are plenty of questions arising around Brexit. Not least the effect it will have on our finances once Britain finally leaves the EU. If you h

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mortgage broker

5 questions you should really ask your mortgage broker

Using a mortgage broker can be an invaluable way to get through the mortgage application process.  They can save you time and help you to find a g

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personal loan

How much can I borrow with a personal loan?

Whether you’re looking to make some home improvements, purchase a new car or you’re wanting to consolidate your debts, a personal loan could pr

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Couple on honeymoon after getting a secured loan

What can a secured loan be used for?

If you are looking to raise a large amount of cash, or you are having difficulty obtaining another type of loan, then a secured loan could be the s

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