SoSmart Money Blog & News


Can I add debt to my mortgage?

If you have a lot of outstanding debt, you may have looked at different ways of paying it off. One way could be to refinance your mortgage in order

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Mortgages for over 55's

Mortgages for over 55’s

Getting a mortgage over 55 and into retirement can be as daunting as first getting on the property ladder. With increased property values and large

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save for a deposit

Will you be able to save for a deposit in 2019?

If you’ve decided that your new year’s resolution is to save for a deposit then you’ll need to work out how to go about it. As a first-ti

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inheritance tax

How can I gift money without paying inheritance tax?

If you’d like your children to inherit some of your wealth, then you may be faced with the penalty of inheritance tax, however if you are savvy,

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Can I get a mortgage if I've had a CCJ?

Can I get a mortgage if I’ve had a CCJ?

If you’re looking to purchase but worried about a CCJ, then you may be under the assumption that no lender will make you an offer. However, g

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Top tips for successfully downsizing your property

If the demands of maintaining a large house and garden are proving to be a challenge then you may consider downsizing to a smaller property. If you

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