SoSmart Money Blog & News

self-employed income protection

Why aren’t more self-employed people protecting their income?

Over recent years, the labour market has seen a significant rise in the number of self-employed workers, however the majority of putting themselves

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borrow against your home

Are cheap mortgages starting to disappear?

With the likelihood of the Bank of England raising its base rate before the year is out, it seems that we don’t have much longer to take advantag

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first-time buyers keys

What help is available for First-Time Buyers?

Getting onto the property ladder has become increasingly difficult for first-time buyers in the last few years.  We’ve put together a list o

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private health insurance - room

Is the NHS driving patients to pay for their own care?

Lengthy waiting times and the rationing of services on the NHS appear to be causing a growing number of patients to pay for their own care.

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interest rates

What will happen to my mortgage if interest rates rise?

With the next opportunity for the Bank of England to raise interest rates coming in just a few weeks, this could mean a shocking change to your mor

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dementia - critical illness cover

Dementia – Dealing with Finances

In the UK today, there are around 850,000 people who have been diagnosed with and are dealing with the impact of dementia – with numbers set to r

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