SoSmart Money Blog & News

low income

Can you get a secured loan if you’re on a low income?

If you are looking to borrow a large amount of money over a long-term then it may be worth considering a secured loan, particularly if the amount y

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A simple guide to borrowing £1,000, £5,000 or £50,000

There’s no guessing when you may need an emergency fund – whether you need to make a big purchase or if something goes wrong in your home a

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preparing for the unexpected

How to prepare for the unexpected!

As much as you may be one of those people who like to plan everything, life has a funny way of blowing everything off course, right when you least

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five year fixed rate mortgage

Who are five year fixed rates best for?

If you like the security of a fixed-rate mortgage then the good news is that you could grab yourself some fantastic rates.

Fixed-rate deals

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How to Make Credit Cards Work for You

Credit cards can be a great way to spend, offering you everything from extra protection, the chance to spread your payments and even rewards for th

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mortgage broker

Why do 70% of the UK prefer to use a mortgage broker?

Over the last couple of years, mortgage brokers have increased their market share to just over 71%.1  So why are the majority of UK hom

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