SoSmart Money Blog & News

approved for a mortgage

What is credit?

If you’re confused about credit, what it is, what it means for you, or how to improve your credit rating then look no further – here is a helpf

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mortgage fee

How to borrow against your home

Owning a property is a great financial asset to have, but with the money tied up in the value of your home, it’s not always easy to have access t

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Brexit

Brexit and your mortgage

When the markets plummeted following the Brexit vote, the nation panicked.  As it turned out it was only a short, sharp shock however it left many

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questions

How can a remortgage benefit me?

If you’re a first-time buyer or you’re still on your first mortgage deal, you may not be completely familiar with the term remortgaging. Howeve

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switch mortgage lender

How easy is it to switch mortgage lender?

If you’ve been on your current interest rate for a while it may be time to switch mortgage lender. Doing so could bring with it a number of benef

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self-employed mortgage

5 questions you should really ask your mortgage broker

Using a mortgage broker can be an invaluable way to get through the mortgage application process.  They can save you time and help you to find a g

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2020 finance goals - girl with cash

What are your finance goals for 2020?

Not only is it the start of a brand new year, but a completely new decade. It’s a great opportunity to reevaluate your finances and completely ch

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financial blues

Beating the January financial blues

January is the time of new starts but unfortunately for many people, the Christmas hangover is lasting a little longer than anticipated.

Chr

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2020 property predictions

What does 2020 have in store for the property market?

It’s not always easy to make property market predictions. However, following a late general election and plans now in place for Brexit to go ahea

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pay off your mortgage early

Should you pay off your mortgage early or save the cash?

If you’ve recently remortgaged onto a lower interest then you’ll hopefully be benefiting from extra cash in your pocket each month. Initially,

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