SoSmart Money Blog & News

critical illness cover

5 reasons to take out critical illness insurance

Critical illness insurance is designed to pay out a tax-free lump sum if you are diagnosed with a critical illness. It’s not considered essential

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Money saving tips

How can I reduce my monthly spending?

Saving money is all about changing your habits. If you’re spending more than you earn, then you can change your finances without necessarily cutt

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Buy a property

Can I buy a house on minimum wage?

The current minimum wage in the UK for over 21’s is £7.38 (over 25’s £7.83). However, with the rising cost of house prices, what are the

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The importance of protecting your lifestyle

You wouldn’t think twice about protecting your home or your car, but surely it’s just as important to protect your lifestyle?

When we sa

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sell your home in winter

Top tips to sell your home in Winter

It can be a challenge to sell your home in the dreary winter months, when everything looks a bit drab and grey.  However, not everyone can wait un

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Happy man mortgage free

Will I ever be mortgage free?

Being completely mortgage free at a relatively young age may seem like a pipe dream, particularly when typical mortgage terms last for around 25 to

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