Mortgages made easy
speak to the experts

We can help you find

the right mortgage broker for you

01244 950 304

Start your quote

Income Protection
from just £3.37 a week^

speak to us today to make sure you have

the right protection for your income

01244 950 304

Start your quote

Life Insurance cover
from just £6.50 a month*

life changing moments that could

mean you now need protection

01244 950 315

Start your quote

Health Insurance with a
5 star Trust Pilot rating

our advisers know your health is important to you

which is why our customers rated us 5 stars

01244 950 304

Start your quote
slideleft slideright

Mortgages made easy speak to the experts

Our independent mortgage advisers will do all the hard work for you

01244 950 304

Request a call back
Income Protection
Cover from just £3.37 a week^
Life Insurance
Cover from just £6.50 a month*
Health Insurance
With a 5 star Trust Pilot rating

You can also compare:

credit cards

Credit cards

  • Easy to use comparison tool
  • Compare the UKs leading credit cards
  • UKs longest balance transfer periods available
Compare More


  • Borrow from £500 to £25,000
  • Compare personal and homeowner loans
  • Low rates with affordable repayments
Compare More
Health Insurance

Health insurance

  • One quick enquiry form and you’ll be called back
  • Receive treatment quickly and skip NHS waiting lists
  • Compare quotes from leading UK health providers
Compare More

How can we help you?

So Smart Money are specialists when it comes to mortgage and insurance. We have access to the UK’s leading brokers and using their knowledge and skills they'll place you with the most suitable lender and product for your needs.

Speak to an expert for mortgage advice, life insurance cover, to protect your income, insurance your home or contents and private medical cover.

trust pilot

"Matthew at So Smart found me the best deal for my first Mortgage, he was extremely helpful! I would highly recommend this company!"

"I've been looking to switch mortgages recently to secure a better rate and the guys at So Smart Money helped me do just that."

"My mortgage enquiry was dealt with swiftly and professionally. I would highly recommend So Smart Money to others."

"I've used sosmartmoney a couple of times now, I checked my old mortgage with them and it encouraged me to get a better deal."


Winner of AI Finance awards 2015 for:
Best personal finance comparison site &
Best online price comparison platform

Our trusted brands

view more
CTS.gif aqua.jpg CNW.gif YBS.gif ovo_energy.jpg BMO.gif CTE.gif
BCH.gif aqua.jpg the_mansfield_building_society.jpg TCO.gif uk-general.jpg eon.gif scottish_power.jpg TBS.gif FAM.gif YBS.gif tesco.jpg BME.gif VBS.gif TSB.gif BMO.gif CLY.gif RBS.gif vanquis.jpg virgin.gif BFU.gif BWO.gif rsa.jpg FID.gif americanexpress.jpg ageas.jpg BHX.gif carloans4u.jpg securetrust.gif BDA.gif BAA.gif ipswich_building_society.jpg sky.jpg BOI.gif HSB.gif WBB.gif barclaycard.gif CAN.gif ACC.gif axa.jpg ovo_energy.jpg m&s.gif bt.jpg ULS.gif aegon.gif lv.gif saga.jpg BSA.gif TIP.gif POS.gif BBV.gif clydesdale_bank.jpg HEC.gif fluid.jpg chorley_building_society.jpg o2.jpg npower.gif CAM.gif fidelity.gif fundingcircle.gif NAP.gif BNT.gif BLF.gif sainsburys.gif BNW.gif plusnet.jpg BNR.gif SBS.gif BPR.gif scottish_building_society.jpg BNC.gif MET.gif NBS.gif progressive_building_society.jpg bath_building_society.jpg sse.jpg CTE.gif LEE.gif amigo.gif BHI.gif capitalone.gif healthonline.jpg CTS.gif BBS.gif zopa.jpg market_harborough_building_society.jpg CNW.gif BLH.gif
  • How do SoSmart Money make their money?
  • Which products can I compare with SoSmart Money?
  • Who are SoSmart Money?
  • Will I be contacted by other companies?

latest news View All News

So you have adverse credit

Don't worry we can still help, simply follow the steps below


Get a copy of your fill from Uk Credit Rating using their FREE* service.

get my report

Then get in touch with us and let us know your score, good or bad!

Call 01244 950 304


Request a call

We'll then search for a lender who will be suitable for you.

Using your credit score allows us to apply for products you're more likely to be accepted for.

Sign up to our newsletter